In the days of 240s and 760s, Volvos used to be easy to figure out. One was the cheap version, the other, the upscale model, but with both series you got Volvo's safety, durability and unchanging style. The model mix then became a little more muddled. The 8-series cars were front-drive and sporty, while the 9-series were traditional rear-drive vehicle and included both entry-level and upgrade models. Things have become clearer for 1995. A redesign of the 960 makes the distinction between the 940 and the 960 more obvious. The 4-cylinder 940 models remain essentially unchanged and are the least expensive Volvos, ranging from $23,820 to $26,120, including destination charges. The extensive make-over inside, outside and underneath the 6-cylinder 960 models, however, clearly makes them the luxury Volvos (only the turbocharged 850 models have a higher base price). With a strong list of standard items, the Volvo 960's base sticker price comes in at $30,360 including destination charges, which makes it a value when compared with many other comparably equipped cars in its class. Our test model, a 960 sedan with a Cold Weather package that included heated seats and an outside temperature gauge, was priced at $30,710.