We understand that finding the right auto loan at the right rate can be a difficult process. This is especially true if your credit history is less than perfect. That's why we've partnered with hundreds of auto loan providers across the nation that specialize in providing auto loans for all credit situations. We can help find you the best car loan, at the best rate, without all of the hassles.
- Auto loans for all credit types: Bad Credit, No Credit, Good Credit, Past Bankruptcies & 1st Time Car Buyers.
- $0 Money Down Options Available on Approved Credit
- Thousands of top dealers across the country
- ZERO Application or Processing Fees
- As little as $500/wk income can qualify
- We've helped over 1,326,987 people find the perfect car and the perfect car loan
How it Works
Preview As soon as you complete our simple and secure online application, you'll be contacted by a trusted, local dealer who will help you create an auto loan specific to your needs. Many times we can help find financing regardless of any credit issues you've had in the past: missed payments, repossessions, foreclosures, bankruptcies, collections issues, charge offs, and more. Furthermore, many dealers can finance practically any credit score: low credit, subprime credit, no credit, bad credit, and good credit! In today's credit crunch, not many lenders are willing to provide auto financing to people with these credit histories, but ours do!
Bad Credit Car Loan Basics
Bad credit car loans are financing options that are specifically designed to suit people that have less than ideal credit. Just because you have a low credit score or have not built up enough credit, it does not mean that you should be prevented from borrowing money to buy a car.
There is a great variety of different car loan lenders to choose from and each is going to have unique requirements with regard to their particular auto loan. If you have recently gone bankrupt, or if you have recently had a vehicle or home repossessed, some lenders will not want to work with you while other lenders will be more than willing to help you get the car loan approval that you seek. If your credit is in a moderate state, then it may still be possible for you to negotiate prime car loan rates when seeking your car loan approval, especially when you are applying for auto loans while putting down a down payment, or while working with a cosigner. On the other hand, there are some things that can prevent you from obtaining a reasonable rate when it comes to obtaining solid car loan approval.