There is no real difference in the lease vs buying a car question when it comes to insurance. Insurance companies are primarily concerned with your driving record and the type of vehicle you are insuring. Insurance rates are based on how safe of a driver you are and the amount they will have to pay out if you total your vehicle. It makes no difference to them if you have leased the car or purchased it. When leasing a vehicle, the leasing company will require that you carry full coverage on your vehicle. If you have taken out a car loan to purchase a vehicle, they too will require you to carry full coverage.
Is Car Insurance Cheaper if you Lease or Buy a Car?
Loan approval is not guranteed and is subject to credit application and approval of the lender. Individual loan terms may vary.