When determining what a potential buyer's credit score is, GMAC uses TransUnion credit bureau to pull your credit score from. Should you need an auto loan, it is always good to check your credit rating through all three major credit bureaus (TranUnion, Equifax and Experian). However, it appears GMAC pulls your credit score from only one bureau (TransUnion). Should your score be different with that agency, it is best you check your credit history prior to applying for a loan through GMAC.
What Credit Bureau Does GMAC Use?
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No Matter Your Credit Situation.
Car shoppers with a credit score under 680 will have a hard time getting a loan without a cosigner, but some bad credit car loans are available.
January 27, 2012
Loan approval is not guranteed and is subject to credit application and approval of the lender. Individual loan terms may vary.