Best Places for a Free Car Insurance Quote in Canada

January 27, 2012

If you’re looking for a free car insurance quote in Canada you should try to make use of the wealth of information available on the internet. Perhaps you’re considering changing your car insurance to try to get a better rate. Car insurance is mandatory in Canada and policies vary wildly, so it’s always a good idea to try and understand as much as you can about car insurance in your area of Canada. There are many auto websites that feature free articles on things you need to know concerning auto insurance. You can also get some information from your local DMV in Canada.

Your Provider

If you’re already with an insurance company for your other insurance needs (home, life, etc.), all you need to do is ask and they will provide you with a free quote. An advantage of asking about your auto insurance company’s rates is that they may be able to offer you cheaper rates to keep your business. Some auto insurance companies in Canada offer loyalty programs to encourage existing customers to remain with them.

Online  Companies

Many online car insurance companies offer free quotes, so it’s a good idea to surf the net in search of free car insurance quotes in Canada.  Never lie to obtain a cheaper quote because omitted or untrue information can result in the company canceling your policy and not paying out in the event of an accident.

Auto Insurance Companies

Another way to obtain free car insurance quotes in Canada is to pay a visit to a few insurance companies and ask about their services. You can find directories of auto insurance companies who offer free quotes in the yellow pages or on the internet. Make sure to visit as many companies as you can to get the best quotes.

Knowing your Options

There are many different car insurance options in Canada, so it’s important to know which you need to make sure you’re adequately covered. Do you want complete coverage for you and any passengers? Do you want an extended warranty on parts and labor? Do you want coverage on a leased car? These are the sort of things you should research before trying to get a free insurance quote.

Be Prepared

When applying for a free car insurance quote in Canada, be prepared to answer these sort of questions: your name, your full address, how long you’ve lived at the stated address, the number of claims in the last 3 years, the number of accidents you’ve been involved in, if you have any convictions, how many years of driving experience you have, have you ever been found guilty of insurance fraud, have you ever had a policy canceled, the make of your car, the year, model, mileage, your occupational status etc. The insurance company will need all this information in order to provide you with an accurate quote so it might be helpful to make a list.

Obtaining free car insurance quotes in Canada is easy once you’ve done the necessary research and know where to look. The trick is to be persistent and patient and search around as much as you possibly can to receive the best quote possible.

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