Buying the Best Cheap Car Insurance for 18 Year Olds

January 27, 2012

Getting cheap car insurance for 18 year olds has become a reality. At first when you purchase it, it may not seem that cheap. Likely, you will be paying just as much or more than you pay for yourself for your 18 year old. However, there are many ways to make this insurance even cheaper. This is done through the many discounts that can enable one to get cheap car insurance for young drivers.

Driver's Education

Although many young adults may think its a waste of time, Driver's Education has many benefits. Not only do you get to learn the rules of the road and prepare for the driving tests (both written and road parts), there is a financial benefit. There is an upfront cost, but in the end you will get an insurance reduction when you pass the course. This discount is normally 10% for three years. This can amount to several hundreds saved off of your young driver's insurance premiums.

Good Grades

Students should always strive for good grades to get into a good college. However, showing good grades to your auto insurance company can get you a discount. Students with good grades are often deemed responsible and usually exhibit safer driving habits. Insurance companies rewards this less risk with a discount.

Older Cars

Driving an older car can get you cheap insurance. Some young adults get an old car to start driving; others get newer ones. The newer or better the car, the higher the insurance, because repairs and damages cost more than older, run down cars.