Car insurance laws can vary from state to state. Most drivers know that having liability insurance is mandatory. Others have to show comprehensive and collision coverage. Car insurance laws, however, go beyond the basics. Knowing about financial responsibility vs. compulsory insurance or the difference between underinsured and uninsured coverage simply scrapes the surface. An even deeper exploration into Bodily Injury Liability and Personal Injury Protection (PIP) can help prepare drivers for anything unexpected. Meeting minimum requirements for Bodily Injury and Property Damage for where you live isn’t a subject to be taken lightly. All of these issues are broken down in this section.