Car insurance in California (CA) is not always cheap. In fact, it is the 16th most expensive in the United States. California is one of the busier and more highly populated states and therefore cars will encounter more accidents, thefts and injuries, related to cars.
Choosing Insurance
California requires a smog test in order to legally drive and register a vehicle. Not having a smog test will not affect your insurance policy, but it will affect whether you can get insurance to drive a car that fails a smog test. Make sure your car test is up to date. Also, California has a government minimum liability requirement, which is 15/30/5. Drivers must also carry proof of financial responsibility. California liability cover must include at least $15,000 to be legal, so if you need advice of the best policy, you might want to find an agent to help you decide.
Getting an Agent
The best place to start when looking for an agent to give you an instant quote is Department of Insurance where you can search for a local agent in or near your town. You can also find quotes at the DMV unofficial website. Whilst this website is not affiliated with any governing body it is a great source of information regarding traffic laws for all the states and plenty of related information. Always find a reputable agent with good references or recommendations. It will put your mind at ease to know that you have an agent you can trust.
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