How long it takes a speeding ticket citation to show up on your insurance will depend on your insurance company. The majority of insurance companies pull a driving record report once a year. There are insurance companies that pull them every six months and others that may only pull one every two years. In most cases, once the ticket shows up on your driving record, your rates will rise. The date on which they pull the report will vary, but in many cases it is around the renewal date for your policy. The best way to keep your premiums low is to keep your driving record clean.