How Many Points Will Go On My Driving Record for Getting Caught without Insurance?

November 8, 2010

When caught without insurance usually means you will face a six or eight-point hit on your insurance rating. This could result in substantial penalties over the next several years, until the points are taken off your insurance. For example, if you are caught in a state like Massachusetts driving without insurance, you are facing a potential non-misdemeanor crime. Especially if an accident is involved. However, you are also facing an increase in points of step levels that could be as high as 6 or 7, and it will take you 6 years to clear them from your record. In money terms, this could mean an increase of several hundred dollars in your insurance premium over the next 6 years.