How to File a Geico Insurance Claim

January 27, 2012

If you get in a car accident and you're covered by Geico car insurance, you'll need to file a Geico insurance claim with your local branch office and insurance provider as soon as possible in order to avoid any negative legal repercussions. A Geico accident claim is relatively easy to fill out and complete in comparison with many other company policies. Contact the Geico insurance claims department immediately after the accident, or as soon as possible following the collision you've been involved with. Of course, it is important you ensure everyone involved in the incident is safe and healthy before you proceed with any insurance reports. Be sure to get medical attention for anyone who needs to have it before you continue with this process.

Step 1 -- Collect all of the Pertinent Information at the Scene of the Accident

Before you leave the scene of the incident, you should be careful to collect all of the necessary information from the other drivers who were involved in the collision. Failing to do so will make the filing of the insurance process very difficult and may result in the loss of any compensation you may have otherwise received for the damages to your vehicle in the car accident.

You should take note of all of the drivers' names in each of the vehicles that were involved in the accident. Note also the type of vehicle each was driving and the license plate number. Get the names of each of the insurance providers as well as the policy numbers for the drivers. Take note also of the damage that occurred to every other vehicle and where it happened, as well as the number of passengers in each other vehicle and the date, time and exact location of the accident.

Step 2 -- Log on to Geico's Website to File a Claim

Geico offers a variety of ways you can submit your insurance claim for an accident you were involved in. The easiest and fastest is the online form. Simply use the information you collected above and access the Geico website. Look for the link to filing insurance claims for a collision online. Input the information you've gathered into the database on the Geico website. The process of adding the details of your accident into the Geico database will typically take anywhere from 30 minutes to an hour or so.

Step 3 -- Have Your Vehicle Inspected

Next, you'll need to take your vehicle to a Geico-approved mechanic shop for inspection. One of the mechanics at the shop will examine your vehicle for signs of damage and estimate the costs of repairing the vehicle. This is necessary for the insurance company in order to calculate the costs of your claim. Your claims adjuster will then call you to get a testimony from you regarding the circumstances regarding the accident.