How to File a Safeco Insurance Claim

If you're a member of Safeco auto insurance, you'll need to file a Safeco insurance claim as soon as possible following an accident that you're involved in. Filing a Safeco accident claim or an official accident report can be a time consuming procedure, but it's legally required in order to report any damages to your vehicle, any injuries that occurred and, even if no damage or injuries were sustained, to report the accident itself to the insurance company for their record keeping purposes. Immediately following the collision that you're involved in, make sure that every driver who was involved is safe and that all passengers are uninjured. If anyone requires medical attention, get it for them right away and call the authorities. Once you've done that, proceed with the steps below in order to file your Safeco insurance claim.

Step 1 -- Gather all of the Necessary Information while at the Scene of the Accident

The most important thing to keep in mind at the scene of the accident, although you may be shaken and frustrated, is that you'll need to collect certain information from other drivers in order to file a proper insurance claim with your Safeco agent or another representative. The information that you need includes the names and contact numbers for each of the other drivers involved in the incident, the license plate numbers and makes, models and years of all of the other cars, the damage to each car and where it occurred on the vehicle, the number of passengers in each other car and whether anyone was injured and, most importantly, everyone's insurance provider and insurance policy number as well.

Step 2 -- File a Claim Online, over the Phone or In-Person

Safeco provides a number of different methods for you to use in order to file your insurance claim following an accident. The most common of these is an online insurance claim procedure, which is also the easiest and fastest method of notifying the insurance company of the incident as well. Simply go to the Safeco website and look for the link that indicates where you can submit an insurance claim form online. You'll need to have the information that you gathered at the scene of the accident handy, as well as your own insurance policy number, car information, driver's license and any other information that you think is relevant to the details of the accident as well. Simply follow the instructions online to submit the information.

Alternately, you can call Safeco's toll free insurance claim hotline. This number is available 24 hours per day. By calling, you'll be connected with a representative who will take down that information for you and make a case in the Safeco files. Finally, you can also report this information to an agent in person if there is a Safeco branch office nearby. Any option will work.