Finding cheap car insurance
can be easy if you know where to look. Luckily, you can research pricing and limits on car insurance online, 24 hours a day, 7 days a week. The sheer number of insurance companies out there will also allow you to leverage the best price. Just be sure not to go with the first quote you get. It's good to call at least 4-5 car insurance companies for quotes.
Tips on Finding Cheap Car Insurance
To find the cheapest car insurance, your best bet is to search online. You could also call, but searching online is more efficient and will allow to you research pricing even after the normal business hours of a given branch. Typically, branches stay open between 8am-6pm, but the insurance companies' website can be accessed 24 hours a day, 7 days a week, and takes less time while also avoiding miscommunication over the phone with a live representative.
Asking friends and family what they pay for insurance will give you a good starting point on pricing. However, you should take into account the amount of coverage and deductibles in the policies which you inquire about. Moreover, you can compare your friends and/or family's quotes with the quotes you found online. Use the lowest quote as leverage for the next lowest quote to see if the insurance company can beat it. The idea is to use the quotes to your advantage to obtain the cheapest insurance quote.
Shopping for Cheap Car Insurance
When shopping for cheap car insurance, it's important to understand that nobody plans on getting into a car accident. So if and when a car accident occurs, you're going to need an ally to help you get through the messy and convoluted process of getting your car repaired and seeking medical treatment, if needed. Sometimes, fly-by-night insurance companies exist for the sole purpose of luring price-sensitive shoppers in, only to not offer the type of service that's needed after a car accident.
It's great to get a cheap price on car insurance, but it's even better to get cheap prices and also get good service in return. So be sure to research the auto insurance companies that you have never heard of before you sign the policy.