How to Get Car Wash Insurance

If you own a car wash, insurance coverage to protect your business from liability associated with damage to customer vehicles or even accidents or injuries is not only a good idea, it is essential. So, here is a quick guide on how to get car wash insurance for your business.

What You Will Need

• An Internet connected computer
• A car wash business

Step 1 – Search for Insurance Companies

Use a search engine like Google to find insurance companies that provide insurance for car washes. Enter terms like “car wash insurance” and you'll be shown many relevant links to companies that provide this type of coverage. Alternatively, you can visit websites like National Car Wash Insurance and The Insurance Center. These sites are run by companies that specialize in this type of coverage.

Step 2 – Compares Policies and Rates

Once you have found several companies on the Internet that offer car wash coverage, request premium quotes from all of them. Then carefully review the policies to ensure that the coverage offers adequate policy limits and coverage types for you and your business. Also, consider the policy rates when the types of coverage are equivalent or very similar.

Step 3 – Choose an Insurer

Once you've reviewed all the policies and rate quotes, choose the insurance company that you feel offers the best deal both in terms of the type of policy provided and the cost for the policy.

Step 4 – Purchase a Policy

Contact your chosen insurer and ask about available payment methods. The insurance company may prefer that you make payment via direct debit from your business checking or savings account, or the company may allow you to send them a check every month to pay for the coverage. Choose the most convenient payment option offered by the insurance company and submit payment to make your car wash insurance coverage effective. The insurance company should send you a policy in the mail within a few days.