If you need to borrow a car for a week or two, weekly car insurance that is temporary but offers adequate coverage for the period you will be borrowing the vehicle will help protect both you and the person loaning you the vehicle. A weekly insurance policy or temporary coverage will provide you with the protection you need while operating the other person's car without putting the coverage of the other person at risk. So, here is how to get weekly car insurance.
What You Will Need
- A borrowed vehicle to insure
- Registered owner's name and address information
- A valid driver's license
- Personal driving history information
Step 1 - Gather Information and Documentation
Make sure that you have your driver's license and personal driving history information in front of you before searching for companies to provide coverage. Also, make sure you have the complete name and address for the registered owner of the vehicle you wish to borrow or will be using for a temporary period.
Step 2 - Request Weekly Insurance Quotes
After you've found several companies that offer weekly car insurance coverage, you should contact them and request quotes for the length of time you will be using the borrowed vehicle. Also, make sure to enter all the requested information on the websites of the car insurance companies so they can give you the most accurate quotes for weekly car insurance.
Step 3 - Compare Quotes
Most of the companies will either make the quotes available instantly online or send them to your e-mail inbox. Even if you receive quotes online, make sure you request a copy of the quote be sent to your email for easy reference and comparison later. Once you have all of the quotes available to you, choose the one that not only offers a reasonable premium price, but also ensures adequate coverage in terms of policy limits. You want to be comfortable as well, with offering the types of coverage you feel you will need to be adequately protected. You should also consider purchasing coverage that protects you not only from liability but pays for your medical expenses.
Step 4 - Choose the Best Policy for You
After you've reviewed all the policies, choose the company and policy you feel is best for you.
Step 5 - Pay the Premium
Contact the company of your choice and ask them how you can submit payment for the policy. Choose the policy payment method that works best for you and pay the entire premium for the temporary policy. Most companies will not allow you to make payments on short-term or weekly car insurance policies.
Step 6 - Receive Confirmation and Proof of Coverage
After you pay for the coverage, you should receive an e-mail confirmation of payment or even be offered the opportunity to print out a receipt from the company's website. Make sure that you print out a copy of the confirmation receipt to keep for your records. Many websites will also allow you to print an insurance ID card or proof of coverage directly from the company website. If not, ask that you be sent one immediately.