Top 5 Cheapest Cars to Insure

January 26, 2012

If you are looking to purchase a vehicle and have a tight budget, you should be interested in what the cheapest cars to insure are. One factor that keeps a car cheap to insure is the safety it provides. This is why larger cars and minivans usually have lower premiums, as well as cars that have extensive safety features. Other factors that come into play when keeping insurance low include average cost for repairs and the probability of theft.

The five cheapest vehicles to insure may change a bit when driving record or age is taken into consideration, but when assuming the driver is a 40 year old man, these top five cars were consistently rated the cheapest.

(Note: this list was compiled using the premiums for new cars)

  1. The Hyundai Santa Fe turns out to be the cheapest car to insure, with a premium of $832 yearly.
  2. Another Kia in the top 5; the Kia Sportage at $840 a year.
  3. The Hyundai Entourage costs $848 annually.
  4. The Kia Sedona comes in at $857.
  5. The Kia Rio5 will cost a 40 year old male $857 a year to insure.

It shouldn't come as a surprise that Kia and Hyundai are two of the cheapest brands to insure. They both posses good safety ratings, and are also two of the cheapest brands of cars to purchase new. If you are looking to spend more money on the actual purchase of a car but still want cheap insurance, take a look at the Mazda Tribute or Honda Odyssey. Both trail the costs of the above mentioned models by less than eighty dollars a year.

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