What Car is Best for Cheap Car Insurance for Young Drivers

When needing to get car insurance, young drivers are usually the most seriously punished when it comes to policy prices. Their inexperience and lack of credit rating are the main two factors that affect the way their policies are calculated, and it can have a heavily damaging effect on theirs or their parents' pockets.

New Drivers

New driver car insurance can be brutally expensive, and the best way to avoid extortionate prices is to make sure that the first car your young driver buys is a cheap car - the cheaper the better. If your young driver is paying for their first car and their own insurance you will have little recourse unless they are still living under your roof, but it is never a great idea to buy a brand new car for a new user anyway. They are bound to have a fender bender at some point and the lower the value the car has, the less impact it will have on their pocket.

Best Car

There no specific 'best car' which will achieve a low insurance rate, so it is not possible to put forth a make and model that all young drivers should flock to buy. However, it could be suggested that a car with a small engine, like 1400cc, would be highly preferable to a sporty little number. An older car with a lower value will cut down on repair bills if it is involved in an accident. If you buy a V8 engine muscle car, your insurance premium is likely to be higher than your father's annual income! If you buy a small car with a 1.4-liter engine you have a better chance of staying out of the high risk car insurance bracket. Think carefully about any car that your new young driver is going to have. Look at safety features and security, which will offer protection for them.