Who has The Cheapest Car Insurance?

January 27, 2012

Esurance provides the cheapest car insurance rates for motorists. At Esurance, a motorist looking for cheap, or rather low cost car on insurance options can search many companies that offer the lowest rates. This provides the motorist with a fast and easy way to find low cost car insurance (the cheapest car insurance rates), select a policy and get the coverage in place automatically with the click of a few buttons. Esurance provides a free insurance quote for drivers in order to meet their car insurance needs.

What Is Esurance?

Esurance is a web based insurance broker licensed in 30 states to sell car insurance. Esurance is owned by White Mountain Insurance Group and has one of the largest cyber presences for selling car insurance. Because Esurance sells its insurance online and not through brokers and agents, it can offer lower cost options for motorists since they have lower internal costs associated with selling the insurance.

Esurance has been in the business of selling low cost car insurance since 1999 and is part of a family of companies that also sells renter’s, home, life, disability and health insurance to consumers. These insurance types, like the car insurance sold through Esurance are low cost options for insurance prospects.


Having Access to Low Cost Car Insurance

Having access to low cost car insurance options is important for many motorists trying to save on their insurance costs. Low cost car insurance, as opposed to cheap car insurance, (which implies low quality coverage that is insufficient and inadequate,) gives motorists the same coverage options as those policies offered by larger car insurance companies such as State Farm, Allstate and Progressive Auto Insurance.

Comparative Shopping to Confirm Low Cost Car Insurance Rates

You should take a comparative look at the different insurance companies to determine which can provide the lowest rates for you. The quotes you may see online or in television advertisements often refer to drivers with no driving blemishes or other risk factors that may cause rates to go up. The car insurance rate you receive is personalized to reflect your driving risk, relative to similar type drivers in your risk pool. If you have a speeding ticket or other traffic related concerns, you should expect to pay a higher rate for your car insurance, even from a low cost car insurance company.


Using Esurance

Finding low cost car insurance options for your car through Esurance is easy to do. All it requires is a computer with Internet connection and you are ready to find low cost insurance. Esurance will take your information, including zip code and make and model of the car, to pinpoint the coverage options lowest for your area. This makes finding the lowest cost of insurance easier for you, and is a more efficient use of your time.

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