Why you Should Buy Rental Car Insurance

Many travelers question whether or not they need rental car insurance. The fact of the matter is you may not need it. However, it can prove to be very beneficial. Rental car insurance coverage may be covered in your own auto insurance policy. To be sure, you should call or go in and see an agent to find out exactly what is covered. If you have a basic auto insurance plan, you may want to buy rental car insurance liability and also CDW, or collision damage waiver. CDW will cover you in the event of any damage to your vehicle, not only in an accident, but if there is any vandalism or theft that goes on. Since that is something specific, it probably won't be covered in your regular auto insurance policy, meaning you should get it. CDW is fairly cheap, at usually $10 to $15 dollars a day. SLI, or supplemental liability insurance, is a great way to add even more liability protection. It is in essence an umbrella policy that will add one million dollars to your coverage, and is also fairly cheap. Another thing to realize is that the rental car may not be a make or model that is under your coverage window. You may want a real nice car on vacation, and that probably isn't covered. The more expensive car you drive, the more your insurance rates increase. Overall, you should buy car rental insurance since it will add to your protections, clear up any possible confusion, and it is fairly inexpensive.