BMW
3-Series
2020
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2020 BMW 3-Series

Lease EstimateSee Lease Deals
$494/mo
Finance Estimate
$605/mo
FROM
$41,745
MPG
26 city / 36 hwy

Expert's Rating

Not Available

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

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The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 BMW 3-Series
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$494 / month
Finance
$605 / month
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Available Money Factor of 0.00128 for 36 month lease
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Buying Tips

What you must know before buying the BMW 3-Series

Matthew Keegan
Contributing Editor - October 7, 2019
  • 2019 3-Series available; 2020s arriving
  • Rebate: No standard cash incentives
  • Financing: From 3.35% APR for 60 months + Up to $3,000
  • Lease: From $359 for 36 months

2019 3-Series is in stock; 2020s arriving:

Dealers are currently stocking the 2019 wagon, GT, and sedan models. You can order the M340i, an early-release 2020 performance model. As for the rest of the 2020s, they're now appearing on dealer lots.

Going forward, expect inventories to be generally weighted toward the sedans. The entry-level 320i models and Gran Turismo styles may be harder to locate. All-wheel-drive availability often varies by region.

Those looking for the latest and the greatest should be aware that the 2019 3-Series is a full redesign. Confusingly, the 2019 wagon and GT continue in their old forms. However, there is a reason for this: both models will be dropped after this year.

Specials from BMW vary by region and are set to expire on October 31, 2019. We are not expecting the next update from BMW before then.

The examples listed here are based on the western states, including California.

A bonus for the taking:

This month, BMW has a $3,000 APR credit in place on the 2019 3-Series wagon and GT. The 2019 sedan and 2020 M340i are eligible for a $2,500 incentive. If you're shopping for a 2020 model, you won't find an APR Credit.

You will also find a recent college graduate bonus worth $1,000 for eligible shoppers. One of the stipulations for these bonuses, however, is that you will have to finance or lease through BMW Financial.

Finance your BMW:

You can finance your 2019 GT and Wagon from 3.35-percent APR for up to 60 months. Choose the sedan or the 2020 model and your rate is also 3.35-percent APR for up to 60 months. You can combine these rates with the offers listed above.

The rates hold steady for another month, as expected. BMW's financing is in the range of what other luxury marques charge.

Lease from $359 per month:

Leases on the 2019 3-Series sedan are in place and may include the $1,000 conquest/loyalty discount, which is reflected in the cost. Here, BMW charges $389 for 36 months with $4,314 due at signing. To take advantage of this offer, you'll have to come from another BMW lease or that of a competitor. If you aren't eligible, expect to make up the difference in the amount due at signing.

Select either the 2019 3-Series xDrive Wagon or the Gran Turismo and you'll pay $359 for 36 months with $4,284 due at signing. Your effective monthly cost is $478 and that's a bit high for these models. Here, BMW isn't including the same $1,000 bonus that you'll find on the sedan.

A lease offer on the 2020 330i Sedan (includes $1,000 Conquest/Loyalty) is in place. Here, you'll pay $439 per month for 36 months with $4,364 due at signing. Your effective monthly cost is $560, which isn't a good deal. To qualify for this one, you'll have to come from another BMW lease or that of a competitor. If you aren't eligible, you'll need to make up the difference in the amount due.

BMW’s lease deals include 10,000 miles per year of driving allowance. At lease end, you will pay a $350 disposition fee.

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Advertised Lease Deals

330i Sedan (Incl $1,000 Conquest/Loyalty)
$439Monthly Payment
Term Length (months): 36
Due at signing: $4,364
Mileage: 10k
MSRP: $44,645
Deal Valid in: California
Expiration: 10/31/19

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 10/17/19 in 20149
MSRP
$41,745
Sales Price
$41,745
Cash Rebates
$0
Target Price
$41,745
Lease Estimate
$494/mo
Finance Estimate
$605/mo
Hurry! Offer expires

Leases For Similar Cars

Based on 2020 BMW 3-Series - 330i 4dr Rear-wheel Drive Sedan - $41,745 MSRP

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2020 BMW 3-Series Overview

Anthony Sophinos
Automotive Editor

Expert Rating

Not Available
MPG
24 City / 33 Highway

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

In 2019, BMW introduced the seventh generation of their iconic breadwinner, the 3-Series. Its arrival had longtime BMW fans salivating at thoughts of rip-roaring M3s and silky inline-sixes, but there was a small catch: only the most popular – and tepid – four-cylinder 330i variant was initially available.

That changes for 2020. BMW has expanded the 3-Series range with a gutsier six-cylinder model known as the M340i. The letter M isn't there for merely ornamentation. Plenty of hardware upgrades and a 0-60 mph run not far off the four-second mark make this new performance trim one seriously quick sedan.

Choosing Your BMW 3-Series

There are now two distinct strands of 3-Series: the volume 330i and the new, high-performance M340i. The 330i begins at $41,745 after destination charges, while the M340i has a base price of $54,995. BMW's all-wheel-drive system, marketed as xDrive, is available on both models for another $2,000.

Engine Choices

The familiar 2.0-liter turbocharged four-cylinder engine used in the 2019 330i returns again for 2020. For those who want one of BMW's famed straight-six engines under the hood, it'll be mandatory to upgrade to the M340i.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo-4255 hp295 lb-ft30 mpg
3.0L Turbo-6382 hp369 lb-ftNot Yet Rated

Both of these engines will be mated exclusively to an eight-speed automatic transmission. Yes, that's right – there's no manual transmission option for what is purported to be the most sporting of sport sedans.

A sign of the times? Perhaps. But it is worth noting the new Genesis G70 – which has its sights set on the fast-four-door crowd once so fiercely loyal to BMW – has come out of the gates with an available do-it-yourself six-speed transmission.

Passenger and Cargo Capacity

The 3-Series continues to identify as a compact four-door sedan despite being larger than ever; the 2020 3-Series is only 2.0 inches stubbier than a 5-Series of 20 years ago. The larger footprint gives the 3-Series ample interior room for the class.

Despite the size creep, don't expect passengers to sit three abreast on the back bench in total comfort. As with all four-doors of this size, the rear seat remains a tight squeeze for nearly any trio.

Though Europe still has the option of getting a wagon variant, all US models are four-door sedans. This limits cargo capacity to whatever can fit in the 17-cubic-foot trunk.

Safety Features

Highlights from the 3-Series' safety scorecard include standard-equipment technologies like automatic emergency braking, forward collision warning, and lane departure warning. Also standard is an active protection system that detects imminent accidents and pre-tensions the seat belts, closes the windows, and activates post-crash braking.

It's not the most comprehensive list of standard safety equipment, but no German automaker has ever been generous with what they include on base models. With BMW, if you want more, you can pay up for it by opting for the Driver Assistance or Driver Assistance Professional packages.

The Driver Assistance Package costs $500 and includes blind-spot monitoring and audible parking assist. The Professional Package is a bit pricier at $1,700, but includes steering and lane keeping assists, adaptive cruise control with stop-and-go functionality, and an evasion aid to help in abrupt maneuvers.

Connectivity

BMW's iDrive continues to take charge of the infotainment system. This software is housed in an 8.8-inch center screen; it's controlled via touchscreen, voice command, or a large dial located between the front seats.

While two USB ports, Bluetooth, and a Harman Kardon audio system are all included on the base car, there's still no standard Apple CarPlay. That convenience only comes bundled in the available $4,700 Premium Package.

Available on the Premium and Executive packages is a larger 10.3-inch touchscreen and a 12.3-inch all-digital instrument cluster. This cluster can show navigation maps, infotainment details, BMW cloud services, and more within its customizable display.

330i - From $41,745

The brunt of all 3-Series models will be some variation of the mass-market 330i. As the volume model, the 330i is plenty customizable. There are three Designs, three major packages, and numerous individual selections that can be considered before you see an out-the-door price.

Suffice to say that the three Designs are essentially as follows: the base Sport Line with gloss black trim and leatherette upholstery, tri-zone climate control, and 10-speaker audio; a chromed-up Luxury that costs another $1,950 and adds leather upholstery and ambient lighting; and an M Sport model that carries a $5,200 premium and includes an M-tuned suspension, variable sport steering, and numerous additional luxury features.

The three major packages are Convenience, Premium, and Executive. The $2,350 Convenience Package, standard on M Sport models, includes blind-spot monitoring, audible park sensors, keyless entry, SiriusXM radio, and LED lights.

The Premium Package costs $4,700 and includes the contents of the Convenience Package as well as a heated steering wheel, Apple CarPlay, the 12.3-inch digital cluster, and cloud services.

The top package is the $5,900 Executive Package. It includes all the above as well as heated seats, the Driving Assistance Professional Package, automatic high-beams, and Gesture Control for the infotainment system.

M340i - From $54,995

The biggest differentiator of the M340i is, of course, the six-cylinder motor hiding underhood. But the price jump over the 330i buys more than just two extra pistons. It also includes most of what comes with the 330i's Premium Package, not to mention the hardware upgrades that go along with the more powerful engine.

There are no Designs to pick from here. The two primary packages are Premium and Executive. Both are much cheaper than their counterparts at the 330i level. The former is now $1,400 and includes a heated steering wheel, heated seats, and a head-up display. The latter is $2,100 and includes Gesture Control, automatic high-beams, and self-parking functionality for parallel and perpendicular spaces.

A Cooling and High Performance Tire Package costs $1,500 and is exclusive to the M340i. It bundles summer tires, a more powerful cooling fan, and an additional oil cooler.

Compare 3-Series Trims Side-By-Side

CarsDirect Tip

If you're not looking for an overtly sporting sedan, a 2020 BMW 330i in Sport Line or Luxury trimmings makes for a nice jumping-off point that won't break the bank. We'd recommend nabbing the Premium Package as well, as it's a nice Goldilocks of sorts between the basic Convenience Package and extravagant Executive Package.

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