BMW
X2
2020
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2020 BMW X2

Lease EstimateSee Lease Deals
$461/mo
Finance Estimate
$542/mo
FROM
$37,395
MPG
23 city / 32 hwy

Expert's Rating

Not Available

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 BMW X2
Lease
$461 / month
Finance
$542 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00128 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
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Trade-In Value
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Buying Tips

What you must know before buying the BMW X2

Matthew Keegan
Contributing Editor - September 7, 2019
  • 2019 BMW X2s are here; 2020s orderable
  • Rebate: $1,000 College Grad
  • Finance: 0.9% for 60 months + APR Credit on 2019s
  • Lease: From $299 for 36 months on 2019s

A compact luxury utility vehicle:

The 2019 BMW X2 is available; you can now order a 2020 model. You’ll find both sDrive and xDrive models on dealer lots. You'll also find the performance X2 M40i, which starts at $47,445 including the destination charge.

Shoppers should be aware that although the Driver Assistance Package is listed at $700, it actually adds up to $5,650 to the price of the X2 when factoring other required equipment like the Convenience and Premium Packages.

The specials from BMW vary by region and are set to expire on September 30, 2019. For our examples, these deals cover the western states.

A college grad offer:

If you are a recent college graduate, there is an incentive available for you. You may combine BMW’s $1,000 college grad rebate with other offers, lowering your upfront costs accordingly. Check with your BMW dealer to confirm eligibility.

Promotional financing holds steady:

BMW offers 0.9-percent APR financing for 60 months on the 2019 BMW X2. This special rate rolled out earlier this year and covers the BMW X1 and X2 models only. Notably, for most other BMW models, including the 2020 X2, the interest rate is 3.35-percent APR, so this is an outstanding offer.

You should know that the financing deal on the 2019 models includes a $3,750 APR credit for the M35i and $1,000 for non-M35i models. There is no APR credit on the 2020s, however.

The current lease offers:

BMW's 2019 lease offers include a $750 conquest/loyalty discount, which is reflected in the cost. If you aren't eligible, expect to add that amount to your cost at signing.

Choose the 2019 X2 and monthly payments begin at $299 per month for 36 months with $4,224 due at signing. Your effective monthly cost is $416 and that's a decent value for this model.

A lease offer on the 2020 X2 is in place. Here, your monthly payments begin at $439 per month for 36 months with $4,364 due at signing. Your effective monthly cost is $560. This isn't a good deal. However, we expect to see some improvement in the coming months as inventory increases.

BMW’s lease deals include 10,000 miles per year of driving allowance. At lease end, you’ll pay a $350 disposition fee.

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Advertised Lease Deals

sDrive28i
$439Monthly Payment
Term Length (months): 36
Due at signing: $4,364
Mileage: 10k
MSRP: $40,295
Deal Valid in: California
Expiration: 9/30/19

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 9/23/19 in 20149
MSRP
$37,395
Sales Price
$37,395
Cash Rebates
$0
Target Price
$37,395
Lease Estimate
$461/mo
Finance Estimate
$542/mo
Hurry! Offer expires

Leases For Similar Cars

Based on 2020 BMW X2 - sDrive28i 4dr Front-wheel Drive Sports Activity Coupe - $37,395 MSRP

Best BMW Deals & Lease Offers In September

BMW has cut financing rates once again to 3.35% APR for 60 months (down from 3.75%). As before, the brand is also offering up to $4,500 in APR Credits when financing models... View All BMW Lease Deals

2020 BMW X2 Overview

John Diether
Automotive Editor

Expert Rating

Not Available
MPG
23 City / 31 Highway

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

The 2020 BMW X2 gains a larger standard touchscreen, but is otherwise unchanged. The current X2, which debuted in 2018, is due for a mid-cycle refresh next year. It'll likely adopt the new front and rear styling already used on some 2020 BMW models.

Choosing Your BMW X2

BMW offers the X2 in two trims: 28i and M35i. Pricing starts at $37,395 including destination for the 28i and tops out at $47,445 for the M35i.

Engine Choices

The 28i comes with a turbocharged four-cylinder engine, while the M35i gets a specially-tuned version with more power.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo 4-Cylinder228 hp258 lb-ft27 mpg
2.0L Turbo 4-Cylinder301 hp331 lb-ft26 mpg

Both engines use an eight-speed automatic transmission, which comes with paddle shifters and launch control on the M35i. The 28i comes standard with rear-wheel drive ("sDrive" in BMW parlance), but all-wheel drive ("xDrive") is available for an extra $2,000. The M35i has standard all-wheel drive.

The 28i's 228-hp engine is hearty enough to make the X2 a quick and engaging driver. It's a good match to the X2's compact dimensions and sporty demeanor. The M35i is downright fast, like a performance car that happens to have the versatility of a crossover. It appeals to the slice of X2 buyers who want all the power and handling they can get.

Passenger and Cargo Capacity

The X2 seats up to five, but it's a tight fit with three in back; four passengers will be far more comfortable. Cargo space registers 21.6 cubic feet behind the second row, or 50.1 cubic feet with the seats folded.

Family-style small crossovers offer more head room and cargo space, but the X2 is roomy enough for a sleek and sporty example.

Safety Features

The X2 comes standard with automatic emergency braking, forward collision warning, lane departure warning, and front and rear parking sensors. Adaptive cruise control is available across the range as a $1,000 option. An automated parking system can be added for $200.

The X2 is an IIHS Top Safety Pick.

Connectivity

The X2 comes with an 8.8-inch touchscreen, navigation, a one-year trial of Apple CarPlay (it costs extra after that), HD radio, and a seven-speaker audio system. There's two 12-volt power outlets in front, one in back, and another in the cargo area. Unfortunately, BMW is one of the few automakers that doesn't offer Android Auto.

Wireless device charging and a wi-fi hotspot come in a $500 bundle. A 12-speaker Harman Kardon surround-sound audio system costs $875.

28i - From $37,395

The X2 starts out with all the expected equipment in this class, including a power liftgate, power front sport seats, and LED headlights. Leather upholstery is a $1,450 upgrade, and wood or aluminum interior trim costs $350.

There are two main option packages for the 28i. The $2,350 Convenience Package adds popular features like a panoramic sunroof, a hands-free power liftgate, satellite radio, auto-dimming mirrors, and four-way lumbar support in the front seats. The $3,750 Premium Package has all that plus heated front seats, a heated steering wheel, adaptive cruise control, a head-up display, and a touchpad controller for the navigation system.

Another way to equip the X2 is the $4,650 M Sport X Design, which adds sportier trim throughout and a sport-tuned transmission. The Convenience Package features are included, and it drops the price of the Premium Package to $1,400.

M35i - From $47,445

The M35i gets the full BMW M Sport treatment, which includes the 302-hp engine, all-wheel drive, exclusive suspension tuning, upgraded brakes, quicker steering, and an aerodynamic body kit.

The optional adaptive suspension dampers ($500) enhance ride quality when cruising. Most of Convenience Package features come standard, and a modified version of the Premium Package is available for $1,400. The panoramic sunroof is a $1,350 standalone option on the M35i.

Compare X2 Trims Side-By-Side

CarsDirect Tip

Of the 2020 BMW X2 lineup, the xDrive 28i is by far the most popular with buyers. In addition to providing all-weather traction, the xDrive system enhances acceleration and handling on dry roads.

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