BMW
X4
2020
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2020 bmw x4
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2020 BMW X4

Lease EstimateSee Lease Deals
$677/mo
Finance Estimate
$755/mo
FROM
$52,095
MPG
23 city / 28 hwy

Expert Rating

Not Available

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 BMW X4
Lease
$677 / month
Finance
$755 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00142 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
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Buying Tips

What you must know before buying the BMW X4

Matthew Keegan
Contributing Editor - February 5, 2020
  • 2020 BMW X4s available
  • Incentive: No cashback offers
  • Finance: 3.45% + $2,500 APR credit
  • Lease: From $569 per month

The 2020 BMW X4 is here:

Dealer stock is comprised entirely of the 2020 models; there are no changes of note this year.

Specials from BMW vary by region and are set to end on March2, 2020. For our examples, these deals cover the western states.

Special offers this month:

BMW offers a $2,500 APR credit on the 2020 X4 for customers who finance their purchase with BMW Financial. The credit is applied against your final costs, saving you money.

Further, if you are a recent college graduate, there is an incentive available to you. You may combine BMW’s $1,000 college grad rebate with other offers, lowering your upfront costs accordingly. Check with your BMW dealer to confirm eligibility.

The current financing offer:

BMW offers 3.45-percent APR financing for 60 months. BMW’s financing plan is within the range of its competitors.

A lease deal worth considering:

Once again this month, BMW's lease offer includes a $750 conquest/loyalty discount, which is reflected in the cost of your X4.

You can lease a 2020 BMW X4 xDrive30i from $569 for 36 months with $3,999 due at signing. With an effective cost of $680 per month, this is a fair offer.

BMW’s lease deals include 10,000 miles per year of driving allowance. At lease end, you’ll pay a $350 disposition fee.

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Advertised Lease Deals

xDrive30i (Incl $750 Conquest/Loyalty)
$569Monthly Payment
Term Length (months): 36
Due at signing: $3,999
Mileage: 10k
MSRP: $53,145
Deal Valid in: California
Expiration: 3/2/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 2/24/20 in 20149
MSRP
$52,095
Sales Price
$52,095
Cash Rebates
$0
Target Price
$52,095
Lease Estimate
$677/mo
Finance Estimate
$755/mo

Hurry! Offer expires

Leases For Similar Cars

Based on 2020 BMW X4 xDrive30i 4dr All-wheel Drive Sports Activity Coupe - MSRP $52,095

Best BMW Deals & Lease Offers In February

BMW's incentives this month favor financing over leasing. Lease payments have increased by $20 or more on all 2020 model year SUVs that the automaker currently offers. Those... View All BMW Lease Deals

2020 BMW X4 Overview

John Diether
Automotive Editor

Expert Rating

Not Available
MPG
22 City / 28 Highway

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Fresh off last year's total redesign, the 2020 BMW X4 sees minimal changes for 2020. The navigation system gets a few updates, and a CD player is no longer offered. Any significant revisions are at least two years away.

Choosing Your BMW X4

BMW offers the X4 in two trim levels: xDrive30i and M40i. Pricing starts at $52,095 including destination for the 30i and climbs to $61,995 for the M40i.

Engine Choices

The 30i carries a turbocharged four-cylinder engine, while the M40i gets a twin-turbo six-cylinder. The X4 is on the sporty end of the compact luxury SUV class even with the base engine, but the M40i's motor is altogether more serious about performance and offers the thrill of a sports car for those who want it

Engine TypeHorsepowerTorque0-60 mph TimeFuel Economy (Combined)
2.0L Turbo 4-Cylinder248 hp258 lb-ft6.0 seconds25 mpg
3.0L Turbo 6-Cylinder382 hp365 lb-ft4.4 seconds23 mpg

Every X4 comes with all-wheel drive and an eight-speed automatic transmission. The M40i also comes with paddle shifters and launch control.

Passenger and Cargo Capacity

The X4 seats up to five with reasonably good comfort in back. The penalty for the X4's swoopy design is relegated to the cargo area, which measures 18.5 cubic feet behind the rear seat, or 50.5 cubic feet with it folded. This makes the X4 more like a hatchback than a utility vehicle in terms of versatility.

Safety Features

The X4 comes standard with automatic emergency braking, forward collision warning, daytime pedestrian detection, and front and rear parking sensors.

Buyers can add blind-spot monitoring, lane departure warning, and rear cross-traffic alert through the $500 Driving Assistance Package. Adaptive cruise control, lane keeping assist, and front cross-traffic alert require the $1,700 Driving Assistance Plus Package.

Connectivity

The X4 comes with a 10.25-inch touchscreen, navigation, two USB ports, 32 GB of media storage, and one-year of Apple CarPlay (it costs extra after that). Android Auto isn't currently offered on any BMW model.

The 12-speaker Hi-Fi audio system features HD radio, while a Harman Kardon surround-sound audio system is available for $875. Wireless charging and a wi-fi hotspot are bundled for $400.

30i - From $52,095

The 30i comes loaded with equipment from the start, including a panoramic sunroof, 10-way power sport seats, wood interior trim, a power liftgate, and power-folding side mirrors with auto-dimming feature. Leather upholstery is a $1,450 standalone option.

BMW offers three progressive major option packages. The $900 Convenience Package adds front seat lumbar adjustment, one year of SiriusXM radio, keyless entry, and a hands-free power liftgate.

The popular Premium Package also throws in heated front seats, a heated steering wheel, a head-up display, and gesture control for the navigation system for $2,650. With this package, buyers can further upgrade to heated rear seats for an additional $350.

The $5,100 Executive Package tops off the 30i with ambient interior lighting, adaptive LED headlights, automatic high beams, an automated parking system, and a surround-view camera system with smartphone display capability.

For buyers who want a more aggressive appearance, the M Sport Design provides an aerodynamic body skit, gloss black exterior accents, and a sport steering wheel. With the $2,720 M Sport Design installed, the contents of the Convenience Package come standard, and the Premium and Executive Packages are priced at $1,750 and $4,200, respectively.

M40i - From $61,995

Along with the potent six-cylinder engine, the M40i offers drivers a sport-tuned suspension, larger brakes, and quicker steering. The exterior features aerodynamic body components.

The Convenience Package's features comes standard, which reduces the cost of the Premium and Executive Packages to $1,750 and $3,700, respectively. Exclusive to the M40i is a limited-slip rear differential for $1,300.

Compare X4 Trims Side-By-Side

CarsDirect Tip

Although the 2020 BMW X4 carries some nice standard features, the Premium Package and Driving Assistance Package are must-haves that turn it into a proper luxury SUV.

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