BMW
X4 M
2020
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2020 BMW X4 M

Lease EstimateSee Lease Deals
$934/mo
Finance Estimate
$1,078/mo
FROM
$74,395
MPG
14 city / 19 hwy

Expert's Rating

3.1 (Good)

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1-Star: Poor vehicle. Simply does not deserve to be on the road.

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2020 BMW X4 M
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$934 / month
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$1,078 / month
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CarsDirectPricing as of 9/23/19 in 20149
MSRP
$74,395
Sales Price
$74,395
Cash Rebates
$0
Target Price
$74,395
Lease Estimate
$934/mo
Finance Estimate
$1,078/mo
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Based on 2020 BMW X4 M - Base 4dr All-wheel Drive Sport Utility - $74,395 MSRP

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BMW has cut financing rates once again to 3.35% APR for 60 months (down from 3.75%). As before, the brand is also offering up to $4,500 in APR Credits when financing models... View All BMW Lease Deals

2020 BMW X4 M Overview

William Kinton
Automotive Editor

Expert Rating

3.1 (Good)
MPG
14 City / 19 Highway

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

BMW made quite a statement in 2010 when they debuted the X5 M high-performance SUV, starting a segment in which nearly every luxury auto brand participates. It weighed over 5,000 pounds, but it was almost as fast and as nimble as most purebred sports cars. Ten years later, the automaker has finally released the 2020 BMW X4 M alongside its X3 M brother, offering a more stylish expression of a compact crossover with performance to match its sporting looks.

What's New for 2020

The X4 M is a brand new model in BMW's lineup for 2020.


BMW X4 M

Choosing Your BMW X4 M

The heart of the BMW X4 M is a twin-turbocharged inline six-cylinder engine that offers up 480 horsepower and 442 pound-feet of torque in the base model. The higher performance Competition trim receives a further boost of horsepower to 503, but the torque remains the same.

This power is fed through an eight-speed automatic transmission to all four wheels in both models, allowing the base model to hit 60 mph in 4.1 seconds while the Competition gets there 100 milliseconds faster.

The X4 M also receives a healthy amount of chassis tuning, as is expected from the mad scientists over at BMW's M division. They've given it a highly engineered suspension of their own design with electronically controlled dampers that allows the X4 M to go between comfort and crazy, as well as their own high performance steering systems, brakes, and stability control system. The driver is able to access the madness instantly by using the two M buttons on the steering wheel, which transforms the X4 M into an crossover that's convinced it's a sports car.

Even though it's optimized for performance, the X4 M still receives a number of desirable features as standard equipment. These include LED headlights, a premium audio system, and navigation.

These features are identical to those of the X3 M, but there's one important distinction between the two: shape. Unlike the X3 M's conventional crossover shape, the X4 M is styled and curvy, which results in a shrunk cabin and cargo compartment.

This means that it gets only 18.5 cubic feet of cargo space and 50 cubic feet with the rear seats folded, which is at least 10 cubic feet less than the X3 M in both configurations. Therefore, be aware that the X4 M is a much more stylistic statement than a practical one, at least compared to its sibling.

The BMW X4 M comes in two trims:

Base

Starting at $74,395 (all prices include a $995 destination fee), the X4 M is pretty well equipped compared to most BMW models. It comes standard with 14-way adjustable heated front sport seats with either white or black Vernasca leather, but they can be upgraded to M Sport seats with higher quality Merino leather in five flavors for $1,950.

All X4 M models also come equipped with adaptive headlights, Apple CarPlay compatability, a Harman Kardon audio system, satellite radio, and keyless entry. Also notable is the standard inclusion of driver assistance features like forward collision warning, pedestrian collision warning, automatic emergency braking, and lane keeping assist.

Packages are fairly limited with the X4 M compared to most BMWs, with only two available. The first is the Driving Assistance Plus Package for $1,700, which adds adaptive cruise control with stop and go and extended collision management. The other is the $2,500 Executive Package that adds front and rear heated seats, a heated steering wheel, parking assistance, a head-up display, and gesture control for the infotainment system. The only options available are the previously mentioned upgraded leather and seats, along with 21-inch wheels for $1,200.

Competition

The upgraded X4 M Competition starts at $81,395 and features a number of changes over the base model. The most significant is the 23-hp bump that makes it a bit faster, alongside an M-sport exhaust system, larger sway bars for increased rigidity, black 21-inch alloy wheels, and distinct exterior design features like a gloss black front grille. The Competition also gets standard M Sport Seats with upgraded Merino leather upholstery, which is available in a variety of shades including a two-tone black and tan version.

Like the base trim, the Competition offers the Driving Assistance Plus and Executive Packages. However, because the upgraded seats and wheels are now standard, the Competition only offers front ventilated seats as a standalone option for $350.

CarsDirect Tip

It's hard to make an argument that $7,000 is well spent on more power if that power only removes a tenth of a second off of a zero-to-60 mph time. The performance bump between the two is minimal, so you're probably better off optioning a base 2020 BMW X4 M with the upgraded seats and Merino leather instead of the Competition. Also, if you're looking at crossovers and SUVs because you'd like some practicality, you may be better off with the X3 M, as it plays the part of a utility vehicle better.

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