2020 cadillac ct5
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23 city / 32 hwy

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2020 Cadillac CT5
$480 / month
$533 / month
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Available Money Factor of 0.00012917 for 36 month lease
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What you must know before buying the Cadillac CT5

John Diether
Automotive Editor - February 9, 2020
  • 2020 CT5 all-new and arriving now
  • New $1,000 rebate for all buyers
  • Lease from $399 for 39 months
  • No APR promos yet

Cadillac's newest sedan:

The 2020 CT5 replaces the CTS as Cadillac's midsize sedan. The base MSRP is $37,890 — more than $10,000 less than the CTS. The first batch of cars is flowing into dealers now.

A V-Sport version will arrive later in the year, powered by a 335-hp twin-turbo V6 engine. That's a far cry from the outgoing CTS-V's 640-hp supercharged V8.

Current factory offers are available on a national basis through March 2, 2020.

First factory rate:

Cadillac is offering a $1,000 rebate on 2020 CT5 to all buyers.

We're surprised to see a rebate so early in the CT5's life. Whether it goes any higher in the months ahead will depend on how well the public receives this new addition to the Cadillac lineup.

Improvement on leases:

The 2020 CT5 now starts at $399 for 39 months (10,000 miles a year) with $3,919 due at signing. The effective monthly cost works out to $499, which is better than last month, but still not a good value in our analysis.

But keep in mind that the CT5 just hit the streets. We expect could see attractive offers once supplies get up to speed.

If you finance:

There are no APR promotions on the 2020 CT5 yet, but that will probably change by spring. For now, you can probably find discounted rates at the dealer level.

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Advertised Lease Deals

$399Monthly Payment
Term Length (months): 39
Due at signing: $3,919
Mileage: 10k
MSRP: $37,890
Deal Valid in: All Regions
Expiration: 3/2/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

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CarsDirectPricing as of 2/27/20 in 20149
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Cash Incentives

Incentive available to most customers and purchasing situations.
Bonus Cash Cadillac Bonus Cash Program (Expires 3/2/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $1,000

Financing Incentives

Bonus Cash Cadillac Bonus Cash Program (Expires 3/2/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $1,000

Leasing Incentives

Lease Loyalty Bonus Cash Cadillac Lease Loyalty Program (Expires 3/2/20) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers who have a current 2015 model year or newer current Buick, Cadillac, Chevrolet or GMC Lease through GM Financial and lease one of the eligible new and unused models. $750
Lease Conquest Bonus Cash Cadillac Conquest Lease Program (Expires 3/2/20) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Customers who currently own or lease a 2006 or newer non-GM (i.e., non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck model. %Qualification% This offer can be transferred to individuals residing in the same household. $750

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Based on 2020 Cadillac CT5 Luxury 4dr Rear-wheel Drive Sedan - MSRP $37,890

2020 Cadillac CT5 Overview

Willis Kuelthau
Automotive Editor

What's New

The 2020 Cadillac CT5 is an all-new model. Though still classified as a mid-size sedan, it slots in between two of the brand’s previous models, the ATS and CTS.

The CT5 joins the existing full-size CT6, though that model will be out of production next year. Also joining the lineup for 2020 is a compact sedan, dubbed (you guessed it) the CT4.

All three carry Cadillac’s luxury heritage forward in an attempt to take on Audi, BMW, and Mercedes-Benz in the battle for premium sedan buyers.

Choosing Your Cadillac CT5

The Cadillac CT5 is available in three trim levels: Luxury, Premium Luxury, and Sport. Prices start from $37,890 including destination for a Luxury and extend up to $42,690 for the Sport.

This is aside from the spirited CT5-V, which is covered separately.

Engine Choices

The CT5 comes standard with a 2.0-liter turbocharged four-cylinder engine, but a 3.0-liter twin-turbo V6 is available for $3,500 on the Premium Luxury trim.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo 4-Cylinder237 hp258 lb-ft26 mpg
3.0L Twin-Turbo V6335 hp400 lb-ftNot Yet Rated

Both engines use a 10-speed automatic transmission. All trims start with rear-wheel drive, but all-wheel drive is an option for either $2,000 with the base engine or $3,090 with the V6.

The V6 is the same architecture as top engines in the CT6 and upcoming CT5-V, and it’s only down 20 horsepower on the latter. The turbocharged powertrains are on par with German rivals in both power and efficiency.

Passenger and Cargo Capacity

All Cadillac CT5 models seat five in comfort. Passenger space is excellent, with more legroom in both rows than either a Mercedes-Benz E-Class or BMW 5-Series.

Cargo capacity is less thrilling, with just 11.9 cubic feet of trunk space. Many compact sedans can do better.

Safety Features

Safety is one of the selling points for the CT5, with it becoming the first model outside of the CT6 to get Cadillac’s Super Cruise technology. The system uses map data and a bevy of sensors to provide a largely autonomous driving experience on many North American freeways. Super Cruise will be available in the 2020 calendar year, but Cadillac hasn't announced pricing yet.

The base active safety features of the CT5 are decent, with automatic emergency braking and forward collision warning included standard. Blind-spot monitoring, rear cross-traffic alert, lane change alert, and rear parking sensors come standard on all but the base trim.

Adaptive cruise control, reverse automatic emergency braking, and an enhanced automatic emergency braking system are bundled in the Driver Assist and Advanced Security Package ($1,950) that's available on the Premium Luxury and Sport trims.

A head-up display, lane keeping assist, lane departure warning, automatic headlights, and a following distance indicator are tucked away in the Driver Awareness Plus Package ($1,300) on the top two trims.

It's pretty disappointing to see these features hidden in extra-cost packages on a vehicle that costs as much as the CT5. What's worse is that buyers have to tick the box for additional packages just to be able to choose either of them. More on this below.


Front and center on the CT5’s dash is a high-definition 10-inch touchscreen, with a rotary controller for good measure. The system is compatible with Apple CarPlay and Android Auto, and it comes with three USB ports, an SD card reader, NFC pairing, and wi-fi hot spot capability.

Wireless charging is standard starting on the Premium Luxury trim, while navigation and an upgraded driver information display are available through packages throughout the lineup.

Luxury - From $37,890

The CT5 Luxury starts under both the Mercedes-Benz C 300 and BMW 330i, but it still comes reasonably equipped. Upholstery is synthetic, but the steering wheel is wrapped in leather, the driver seat is 12-way power adjustable (10-way for front passenger), and remote start comes standard. The exterior has all LED lighting, 18-inch alloy rims, and acoustic glass.

Buyers can upgrade technology in the form of the Sun and Sound Package ($2,800), which brings a power sunroof, navigation, wireless charging, an 8-inch digital driver’s display, and a 15-speaker Bose audio system.

Premium Luxury - From $41,690

The Premium Luxury trim opens up considerably more options and looks more like a true luxury vehicle. Upholstery is leather, the exterior gets flashier accents, and wireless charging is included. The driver's seat, side mirrors, and steering wheel gain memory functionality.

As previously mentioned, the Driver Assist and Advanced Security Package ($1,950) becomes available here. However, in order to get it, buyers also have to tick the box for five other option packages, bringing the actual cost to $8,380. Trying to get just the Driver Awareness Plus Package ($1,300) first requires the $600 Lighting Package, which is better, but still.

Sport - From $42,690

For an extra $1,000 over the Premium Luxury, the CT5 Sport ups the ante in the performance department. In addition to all the features of the Premium Luxury, the Sport gets aggressive exterior accents, Brembo brakes in the front, magnesium paddle shifters, and 18-way sport seats.

Package options are nearly identical to the Premium Luxury trim outside of minor price increases. Somehow, adding adaptive cruise control and the other active safety features in the Driver Assist and Advanced Security Package now requires $10,080 in total.

Compare CT5 Trims Side-By-Side

CarsDirect Tip

Unlocking all the safety features in Cadillac’s configurator is a nearly Sisyphean task. When choosing our 2020 Cadillac CT5, we'd stick with either the Luxury or Premium Luxury – both offer decent value against the competition.

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