Lincoln
MKZ
2020
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2020 lincoln mkz
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2020 Lincoln MKZ

Lease EstimateSee Lease Deals
$560/mo
Finance Estimate
$489/mo
FROM
$34,091
MPG
20 city / 31 hwy

Expert Rating

Not Available

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Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 Lincoln MKZ
Lease
$560 / month
Finance
$489 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00209 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
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Buying Tips

What you must know before buying the Lincoln MKZ

John Diether
Automotive Editor - February 10, 2020
  • 2020 MKZ supplies building; 2019s still on sale
  • Up to $2,500 factory cash on 2019s; $3,000 on 2020s
  • Lease a 2019 from $369 for 36 months
  • Get 0% APR for up to 72 months

Lincoln's volume sedan:

The carryover 2020 MKZ continues arriving at dealers nationwide, and the 2019 MKZ remains on sale in decent numbers

The MKZ is usually kept in healthy supply, and pricing is generally favorable. You should have no problem finding one equipped the way you want. This entry also covers the MKZ Hybrid.

Production will end later this year as part of Ford's move away from passenger cars.

Current factory offers vary by region and will remain in effect through March 31, 2020 unless otherwise noted. Examples shown here are for California. Unlike some brands, Lincoln doesn't run specials for Presidents' Day.

Ways to save:

The factory rebate on the 2019 MKZ remains at $500, which is rather modest for this point in the model year. New this month is a $1,000 trade-in bonus for buyers with a vehicle to trade.

In addition, current Lincoln (or Ford) customers will receive a $1,000 loyalty bonus, bringing your potential savings on a 2019 MKZ to $2,500.

The 2020 MKZ carries a hefty $3,000 rebate, although it's available on the Standard trim only.

You can combine your cash with this month's APR specials (see below).

Major improvement on leases:

The 2019 MKZ in upmarket Reserve II trim now starts at $369 for 36 months (10,500 miles a year) with $3,594 due at signing. The effective monthly cost of this lease is $469, an excellent value for this price class.

This offer takes into account the $1,000 trade-in bonus. Without it, the cash at signing will be $1,000 higher, but you can still expect very good value.

The current lease offer on the 2020 MKZ Reserve is $399 a month with $3,724 at signing. The effective monthly cost works out to $502, a very good value in our analysis.

No interest + cash:

In addition to the cash offers, you can take advantage of 0% financing for 60 months or 1.9% for 72 months on the 2019 MKZ of your choice.

Surprisingly, Lincoln is offering 0% for 72 months on the 2020 MKZ. That's very unusual for this early stage of the model year.

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Advertised Lease Deals

Reserve
$399Monthly Payment
Term Length (months): 36
Due at signing: $3,724
Mileage: 10.5k
MSRP: $43,495
Deal Valid in: Los Angeles
Expiration: 3/31/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 2/17/20 in 20149
MSRP
$37,745
Sales Price
$37,091
Cash Rebates
$3,000
Target Price
$34,091
Lease Estimate
$560/mo
Finance Estimate
$489/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Special Retail Bonus Cash - 11737 (Expires 3/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Qualifying residents of the United States. %Qualification% Rule of '10' applies Standard Rules of Eligibility $2,000
Bonus Cash Special Retail Bonus Cash - 11739 (Expires 3/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Qualifying residents of the United States. %Qualification% Rule of '10' applies Standard Rules of Eligibility $1,000

Financing Incentives

RebateAmount
Bonus Cash Special Retail Bonus Cash - 11737 (Expires 3/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Qualifying residents of the United States. %Qualification% Rule of '10' applies Standard Rules of Eligibility $2,000
Bonus Cash Special Retail Bonus Cash - 11739 (Expires 3/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Qualifying residents of the United States. %Qualification% Rule of '10' applies Standard Rules of Eligibility $1,000
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Qualifying residents of the United States. %Qualification% Rule of '10' applies and Standard Rules of Eligibility dated apply.
Term(s)1 - 3637 - 4849 - 6061 - 72
Rate %0%0%0%1.9%
Eligibility Qualifying residents of the United States.

Hurry! Offer expires

Leases For Similar Cars

Based on 2020 Lincoln MKZ Standard 4dr Front-wheel Drive Sedan - MSRP $37,745

2020 Lincoln MKZ Overview

Matthew Pilgrim
Automotive Editor

What's New

The 2020 Lincoln MKZ is one of the last of the brand to solider on with its Ford roots on full display inside. However, the exterior handsomely adopts the current Lincoln front end design.

There’s not much happening for the 2020 model year except for some simplification of option packages and the availability of front-wheel drive with the premium engine.

Choosing Your Lincoln MKZ

The MKZ is available in two trims: Standard and Reserve. Pricing starts at $38,390 for the Standard and climbs to $44,140 for the Reserve.

Engine Choices

The Lincoln MKZ comes standard with a 2.0-liter turbocharged four-cylinder engine. The Reserve offers a 3.0-liter turbocharged V6 for $3,000.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo 4-Cylinder245 hp275 lb-ft24 mpg
3.0L Turbo V6350 hp400 lb-ft21 mpg

Both engines are paired with a six-speed automatic transmission. Front-wheel drive is standard, while all-wheel drive is a $2,000 option with the base engine or a $3,000 upgrade with the V6.

The AWD system with the V6 adds an active torque-vectoring rear differential and increases horsepower to 400.

Passenger and Cargo Capacity

The MKZ seats five passengers. It's 193.9 inches long and rides on a 112.2-inch wheelbase, which affords 37 inches of rear legroom. The trunk contains 15.4 cubic feet of cargo capacity, which lands it in the middle of the mid-size sedan segment.

Safety Features

The Lincoln MKZ includes active safety technology such as automatic emergency braking, lane keeping assist, blind-spot monitoring, rear cross-traffic alert, adaptive cruise control, rear parking sensors, and automatic high beams – some of which are newly standard on 2020 models.

The MKZ carries a five-star overall safety rating from the NHTSA, while it failed to earn a designation from the IIHS.

Connectivity

Ford’s Sync 3 infotainment system is controlled through the 8-inch touchscreen display and is compatible with Apple CarPlay, Android Auto, and SiriusXM satellite radio. Two USB ports and four 12-volt powerpoints help devices stream non-stop.

The optional Convenience Package ($2,000) adds navigation, a 110-volt AC power outlet, and two rear USB ports, among other features. These features are standard on the Reserve.

Standard - From $38,390

The MKZ Standard presents a solid value and brings many step-above features like 18-inch aluminum wheels, HID headlights, LED taillights, an auto-dimming driver’s side mirror, adaptive suspension, and exterior welcome lighting as standard.

Proximity-entry, push button start, remote start, 10-way power and heated front seats with memory, a leather-wrapped steering wheel, dual-zone climate control, and a 10.1-inch LCD driver information display make this base trim feel like a luxury vehicle.

The Convenience Package ($2,000) includes the additional connectivity features as well as ambient lighting, a power-open trunk with a soft-close lid, and a power steering column with memory.

Reserve - From $44,140

Perforated leather seats, wood interior trim, front parking sensors, an automated parking system, an upgraded audio system, and the features of the Convenience Package are all part of the upgrade to the MKZ Reserve.

The trim also allows for ventilated front seats, heated rear seats, and a heated steering wheel as part of the Elements Package ($800). Furthermore, the Luxury Package ($3,000) adds massage front seats, a 20-speaker Revel audio system, and LED headlights. A panoramic sunroof can be added for $2,000.

Compare MKZ Trims Side-By-Side

CarsDirect Tip

The 2020 Lincoln MKZ Reserve is almost $6,000 more expensive than the base trim without the standard features to back it up. The Standard trim with the Convenience Package is the ideal setup, as it includes several luxurious features while maintaining a sense of value.

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