2020 toyota camry
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2020 Toyota Camry

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29 city / 41 hwy

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2020 Toyota Camry
$317 / month
$346 / month
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Available Money Factor of 0.00049 for 36 month lease
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What you must know before buying the Toyota Camry

Justin Cupler
Automotive Editor - November 13, 2019
  • 2020 Camry arrives
  • Rebate: $2,000 cash rebate (2019)
  • Finance: From 0% APR for 60 mo. (2019)
  • Lease: From $239/mo. (2019)

2020 Camry is here:

The 2019 Camry is still available, and its updates include Apple CarPlay, Amazon Alexa, and Dynamic Navigation in the four-cylinder XLE and XSE trims (previously only available with the V6). The 2020 Toyota Camry, which includes a TRD model with sportier looks, upgraded wheels, and a tighter suspension, is in showrooms now.

The 2019 Camry gets a few new offers, including an incredible financing offer and lower lease payments. The 2020 Camry's offers expand with a new cash rebate.

When you get to the dealer, expect the LE models to be the easiest to find due to their popularity. Other versions, like the XSE and Camry Hybrid are harder to find. Shoppers should be aware that Toyota plans to add AWD variants of the Camry next spring as late additions for the 2020 model year.

Toyota's deals are regional and expire on December 2, 2019. All deals referenced here are for Southern California unless noted otherwise. We may see a few new offers for Black Friday, so check back often.

Cash rebate added to 2020 model:

The 2019 Toyota Camry got its first taste of a cash rebate in February 2019, as the automaker added $1,000 in customer cash. This offer doubled in September to $2,000 and remains the same in November. Buyers cannot combine it with the low APR deal.

The 2020 Camry gets its first-ever cash offer this month, but at just $500 it is tiny next to the 2019 model. Buyers cannot combine this with the low APR offer below.

Finance deals:

Qualified buyers can get the 2019 Camry with 0% APR for 60 months (down 1.9 percentage points) or 3.9% APR for 72 months (increase of 1 percentage point). Buyers cannot combine this with the cash offer above.

The 2020 Camry is available with 2.9% APR for 60 months or 2.9% APR for 72 months. Buyers cannot combine this with the cash offer above.

Lease from $239/mo.:

The 2019 Camry has a few promotional lease offers for qualified buyers. These 36-month offers start from $239 per month ($10 reduction) with $1,999 due at signing for the LE model. Want the sportier SE trim? Just tack on an extra $10 a month.

With effective monthly costs of $295 and $305 ($10 reductions), respectively, these lease offers are good values relative to their MSRPs. The best value is in the SE trim.

The 2019 Camry Hybrid LE also has a 36-month lease offer, but it is only available in Northern California. This promotional lease runs $289 per month with $2,499 due at signing ($500 increase). With an effective monthly cost of $358 ($13 increase), this is not a good value relative to its $29,594 MSRP.

There are no promotional lease offers on the 2020 Camry.

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CarsDirectPricing as of 11/21/19 in 20149
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Cash Incentives

Incentive available to most customers and purchasing situations.
Customer Rebate Customer Cash (Expires 12/2/19) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Not valid on Special Lease/Preferred Option transactions, APR programs or vehicles otherwise excluded based on the terms and conditions. %Qualification% Must be 18 years of age or older and have a valid driver's license. $1,000

Financing Incentives

Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Contracts must be processed by TFS.
Term(s)1 - 2425 - 3637 - 4849 - 6061 - 72
Rate %2.9%2.9%2.9%2.9%2.9%
Eligibility Contracts must be processed by TFS.
Hurry! Offer expires

Leases For Similar Cars

Based on 2020 Toyota Camry L 4dr Sedan - MSRP $25,250

Best Toyota Deals & Lease Offers In November

Toyota has cut lease payments by up to $20/month ahead of Black Friday. As a result, the popular RAV4 can now be leased from as little as $279/month. At the time time, the... View All Toyota Lease Deals

2020 Toyota Camry Overview

Joel Patel
Automotive Editor

What's New

The 2020 Toyota Camry gains a blacked-out Nightshade Edition appearance package and a new performance-oriented model with parts from Toyota’s TRD arm. The Camry TRD gets a retuned suspension, lightweight wheels, summer tires, larger brakes, a TRD exhaust system, and unique interior appointments.

Beyond the Camry TRD, the rest of the lineup gets Android Auto capability as standard – a welcome addition, as the majority of the sedan's competitors have had the smartphone integration for years.

Choosing Your Toyota Camry

The Toyota Camry is offered in six trims: L, LE, SE, XLE, XSE, and TRD. Pricing starts at $25,250 including destination for the L and climbs to $31,995 for the TRD.

Engine Choices

There are two available engines for the Camry. The L, LE, SE, XLE, and XSE come standard with a 2.5-liter four-cylinder. A 3.5-liter V6 is standard on the TRD and available for an extra $5,125 on the XLE and XSE.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.5L 4-Cylinder203 hp184 lb-ft34 mpg
3.5L V6301 hp267 lb-ft26 mpg

Both engines are paired with an eight-speed automatic transmission and come with front-wheel drive.

While the four-cylinder engine is the clear choice for its fuel economy (the Camry is one of the more efficient models in its class), the V6 is the gem of the lineup. V6 engines are rare for mid-size sedans, and the Camry’s is silky smooth and plenty potent.

Passenger and Cargo Capacity

All Toyota Camry models have seating for up to five. Cargo capacity checks in at 15.1 cubic feet, although the base L trim only has 14.1 cubic feet.

Safety Features

The Toyota Safety Sense P suite of active safety features is standard on every Camry. It includes adaptive cruise control, automatic emergency braking, forward collision warning, pedestrian detection, lane keeping assist, lane departure warning, and automatic high beams.

Full-speed adaptive cruise control is standard on the XLE and higher, while the XLE and XSE also get blind-spot monitoring and rear cross-traffic alert. Those last two are available on the LE and SE through extra-cost packages.

The Camry has a five-star overall safety rating from the NHTSA.


The Toyota Camry comes with a 7-inch touchscreen with Android Auto, Apple CarPlay, Amazon Alexa, one USB port, Bluetooth, satellite radio, and wi-fi hot spot capability. The LE and higher get three USB ports, and the XLE and XSE trims add an 8-inch touchscreen and wireless charging. The larger touchscreen is available on LE and SE models, while navigation is only an option on the XLE and XSE.

L - From $25,250

The base Camry L trim comes with bi-LED automatic headlights, LED combination taillights, 16-inch steel wheels, fabric upholstery, six-way manually adjustable front seats, a tilt-and-telescoping steering wheel, remote keyless entry, and a 4.2-inch driver information display.

LE - From $25,795

The LE adds 17-inch alloy wheels, an eight-way power driver’s seat with lumbar support, two back-seat cup holders, a 60/40-split fold-down rear seat, and the two extra USB ports.

Blind-spot monitoring, rear cross-traffic alert, an auto-dimming rearview mirror, and a universal garage door opener are bundled together for $1,315. You can get the same bundle with a moonroof for $2,215, or with the 8-inch touchscreen, moonroof, wireless charging, and dual-zone automatic climate control for $3,180.

SE - From $26,995

Standard features on the Camry SE include 18-inch wheels, a black grille with a sport mesh insert, a rear spoiler, Sport SofTex-trimmed seats, and a leather-wrapped steering wheel.

Buyers can black out their SE trim with the Nightshade Edition that costs $700. It adds black to the 18-inch wheels, rear spoiler, shark-fin antenna, Toyota emblem, SE badging, outside door handles, side mirrors, and window trim. The Nightshade Edition is only available in three exterior colors: Celestial Silver Metallic, Super White, and Midnight Black Metallic.

XLE - From $30,280

The XLE adds some luxury elements like leather upholstery, heated front seats, the 8-inch touchscreen, wireless charging, ambient interior lighting, and push button start. Dual-zone automatic climate control, a 7-inch driver information display, heated side mirrors, and full LED headlights and taillights are also standard.

Equip your Camry XLE with navigation and a nine-speaker JBL audio system for $1,810, or add a moonroof to that mix for $2,870. The moonroof, navigation, and JBL audio system are also available with a 10-inch head-up display, ventilated front seats, a surround-view camera system, and rear automatic emergency braking for $5,245.

The XLE is available with the V6 engine for a $5,125 premium. The XLE V6 also adds the moonroof, 10-inch head-up display, and nine-speaker JBL audio system to the list of standard equipment. Navigation is only available in a $2,790 bundle that also includes the ventilated front seats, surround-view camera, and rear automatic emergency braking.

XSE - From $30,830

The Camry XSE builds on the XLE and adds 19-inch black wheels, a body-color rear spoiler, and dual exhaust with quad chrome tips. Even on this range-topping trim, the navigation system, moonroof, 10-inch head-up display, and surround-view camera are only available through package bundles.

The XSE is also available with the V6 engine, and opting for the XSE V6 once again brings the moonroof, 10-inch head-up display, and nine-speaker JBL audio system.

TRD - From $31,995

The TRD trim is the only trim to come standard with the V6 engine. It also gets a TRD-tuned suspension, high-performance brakes, 19-inch matte black alloy wheels, a gloss-black rear spoiler, TRD badging, aluminum sport pedals, and red stitching across the interior.

Keep in mind that the TRD builds off of the SE, so it reverts back to having the 7-inch touchscreen, 4.2-inch driver information display, single-zone climate control, and Sport SofTex upholstery.

All-season tires are a no-cost option.

Compare Camry Trims Side-By-Side

CarsDirect Tip

If you can stand the way the new 2020 Toyota Camry TRD trim looks, it’s the cheapest way to get into a V6-powered Camry by a wide margin. If a 301-hp V6 sounds like overkill, the SE trim is handsomely equipped and well priced.

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