Volvo
S60
2020
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2020 volvo s60
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FROM
$33,582
MPG
23 city / 34 hwy

Expert Rating

Not Available

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The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 Volvo S60
Lease
$397 / month
Finance
$484 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00083 for 36 month lease
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Buying Tips

What you must know before buying the Volvo S60

John Diether
Automotive Editor - November 6, 2019
  • 2019 S60 supplies adequate; 2020s arriving
  • Up to $4,500 rebate on 2019s; $1,500 on 2020s
  • Lease a 2019 from $295 for 36 months + no first payment
  • Free first payment with factory financing

New S60 a hit:

The totally redesigned 2019 S60 continues to win over buyers nationwide. Supplies have ramped up in response to brisk demand, but the S60 isn't as easy to find as the brand's crossovers. Volvo has stated that a hybrid model is in the works, but there's no word yet on availability.

Carryover 2020 S60 continues flowing into dealers and already carries a factory rebate. Supplies will slowly build over the next few months.

Current factory offers vary by region and will remain in effect through December 2, 2019. Examples shown here are for California and other western states. Volvo sometimes enhances incentives for Black Friday weekend.

Up to $5,500 off:

As in previous months, every 2019 S60 comes with a $2,000 rebate, a healthy amount for this model. The popular T6 version comes with an extra $2,500 bonus this month for a total rebate of $4,500.

As usual, current Volvo customers will also get a $1,000 loyalty bonus for staying with the brand (also good on leases).

The 2020 S60 now comes with a $1,500 rebate on all trims except the line-topping T8. The loyalty bonus dips to $500, but remains at $1,000 on leases.

Great lease value:

Once again, the front-drive 2019 S60 T5 in base Momentum trim starts at $295 for 36 months (10,000 miles a year) with $3,595 due at signing. The effective monthly cost is $395, an excellent value for this price class.

The line-topping T8 R-Design AWD starts at $475 a month with $3,775 at signing. The effective monthly cost is $580, an even better value considering its higher MSRP.

The current lease offer on the 2020 T5 Momentum is $309 a month with $3,609 at signing. The effective monthly cost works out to $409, also an excellent value. The 2020 T8 will cost about $200 more month, but overall value is just as good considering the T8's substantially higher MSRP.

Take note: Your first lease payment on either model year will be complimentary up to $750.

No first payment:

When you finance a new 2019 or 2020 S60 through Volvo, your first payment is on the house up to $750.

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Get Your Price

Advertised Lease Deals

T5 Momentum
$309Monthly Payment
Term Length (months): 36
Due at signing: $3,609
Mileage: 10k
MSRP: $37,045
Deal Valid in: Los Angeles
Expiration: 12/2/19
T8 R-Design AWD
$509Monthly Payment
Term Length (months): 36
Due at signing: $3,809
Mileage: 10k
MSRP: $56,395
Deal Valid in: Los Angeles
Expiration: 12/2/19

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 11/15/19 in 20149
MSRP
$37,045
Sales Price
$35,582
Cash Rebates
$2,000
Target Price
$33,582
Lease Estimate
$397/mo
Finance Estimate
$484/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Allowance (Expires 12/2/19) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000

Financing Incentives

RebateAmount
Bonus Cash Allowance (Expires 12/2/19) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000
Finance Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 12/2/19) For current owners of the same make who finance with the manufacturer's captive finance company. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Bonus Cash Allowance (Expires 12/2/19) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000
Lease Bonus Cash VCFS Lease Bonus Cash (Expires 12/2/19) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services. $1,750
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 12/2/19) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500
Hurry! Offer expires

Leases For Similar Cars

Based on 2020 Volvo S60 T5 Momentum 4dr Front-wheel Drive Sedan - MSRP $37,045

2020 Volvo S60 Overview

Matthew Keegan
Contributing Editor

What's New

One year removed from its third-generation introduction, the 2020 Volvo S60 returns with a few changes of note. The visual instrument panel is now standard across the model lineup. Also, lane keeping assist is added to the blind-spot monitoring system.

Choosing Your Volvo S60

The Volvo S60 is available in four trims: Momentum, R-Design, Inscription, and Polestar Engineered. Pricing starts at $37,045 including destination for the Momentum and hits $66,440 for the Polestar Engineered

Engine Choices

Volvo supplies three engine choices, with each based on a 2.0-liter four-cylinder engine. You’ll find turbocharged, supercharged and turbocharged, and plug-in hybrid options.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T5 2.0L Turbo 4-Cylinder 250 hp258 lb-ft27 mpg
T6 2.0L Turbo and Supercharged 4-Cylinder 316 hp295 lb-ft 25 mpg
T8 2.0L 4-Cylinder Plug-In Hybrid400 hp495 lb-ft30 mpg
Polestar Engineered T8 4-Cylinder Plug-In Hybrid415 hp494 lb-ftNot Rated

The T5 and T6 are available on the bottom three trims, the standard T8 is reserved for the R-Design and Inscription, while the Polestar Engineered T8 is exclusively found in the range-topping trim.

The T5 is only available with front-wheel drive, while the T6 and both T8 powertrains come exclusively with all-wheel drive. Gear swaps are handled by an eight-speed automatic transmission. The T8 models have an EPA-estimated 22-mile all-electric range.

Passenger and Cargo Capacity

The Volvo S60 is a compact sedan with room for five, measuring a few inches longer than its German rivals. The front seats are roomy, comfortable, and supportive. The rear seat holds two fairly comfortably or three in a pinch.

Cargo space measures just 11.6 cubic feet, which is below the norm. The rear seat folds down for added cargo room.

Safety Features

Volvo’s leadership in all things safety is legendary. It comes as no surprise that the S60 has a full roster of safety equipment available. All S60 models come with lane keeping assist and automatic emergency braking.

The R-Design and up add blind-spot monitoring, rear cross-traffic alert, front and rear automatic emergency braking, and front and rear parking sensors. The Polestar Engineered gets adaptive cruise control, a head-up display, and a surround-view camera system. These features are available on lower trims through add-on packages.

Connectivity

Volvo equips the S60 with a 9-inch touchscreen, satellite radio, wi-fi hotspot capability, two USB ports, Bluetooth, and Apple CarPlay and Android Auto smartphone compatibility. Navigation becomes standard starting at the R-Design.

Momentum - From $37,045

The standard Momentum model has such features as hammer-shaped LED headlights, 18-inch alloy wheels, a dynamic chassis, C-shaped taillights, and dual round tailpipes.

Inside, the cabin is simple, yet sophisticated with a nice balance of tech features and style. Imitation leather seats, iron ore inlays, a leather-wrapped steering wheel, and a leather-topped shifter are standard. The instrument panel is composed of a 12.3-inch digital display.

Heated front seats and a heated steering wheel ($750) are a sensible upgrade bundle for this model.

R-Design - From $44,540

The R-Design brings sporting flair to the S60. Matte black diamond-cut wheels, black mirror caps, and wide dual exhaust tips dress this model. Inside, the R-Design has metal mesh inlays, an R-Design steering wheel, and sport bucket front seats. This trim gains power front seats, a Harman Karman audio system, navigation, and four-zone climate control.

Adaptive cruise control, the head-up display, and the surround-view camera system, among other things, are bundled in the $2,500 Advanced Package.

Inscription - From $44,540

There’s no price change from R-Design to Inscription, as the former takes a sporty route to the luxury tapestry of the Inscription. Most features are the same except for LED fog lights and 10-way power front seats with four-way lumbar support.

The interior can be enhanced with the Luxury Package ($2,200), which includes Nappa leather upholstery, front seat massage functionality, and front seat power adjustable side support.

Polestar Engineered - From $66,440

It’s quite a leap in price from the Inscription trim to the Polestar Engineered. This difference is halved when upgrading from the Inscription with the T8 plug-in hybrid.

Polestar is Volvo’s performance brand, which means this model has lightweight forged wheels, high-performance Brembo brakes, and Ohlins dampers. It also benefits from a slight boost in performance, 15 horsepower, over the Inscription T8.

Other upgrades include 19-inch wheels, exterior trim embellishments, and an upgraded exhaust system. Nappa leather seats and a Bowers and Wilkins audio system are among the interior changes.

Compare S60 Trims Side-By-Side

CarsDirect Tip

The 2020 Volvo S60 R-Design and Inscription models offer a good number of the amenities we expect in a compact luxury sedan. We’d opt for the T6 version, which delivers robust acceleration and faultless handling, rivaling the best sedans from Germany.

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