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Anthony Sophinos
Automotive Editor - July 25, 2019

2020 Volvo XC40 OVERVIEW

The newest member of Volvo's rejuvenated product line is the XC40, which first arrived in showrooms for the 2019 model year. Having been unveiled so recently, there are only a few small equipment changes for 2020. These include a newly-standard auto-dimming rearview mirror and a new base upholstery that's no longer leather.

Choosing Your Volvo XC40

The 2020 Volvo XC40 is offered in three trims: Momentum, R-Design, and Inscription. Pricing ranges from $34,695 including destination for the Momentum to $44,445 for the Inscription.

As a unique alternative to owning or leasing, Volvo offers the XC40 through their new subscription service called Care by Volvo. Designed to offer flexibility and a hassle-free automotive experience, Care by Volvo deals with all the less savory aspects of ownership by handling maintenance, insurance, and repairs for a single monthly charge.

Subscription prices are currently set at $700 a month for an XC40 Momentum and $800 for an R-Design. Similar to a lease, you'll have to lock into this monthly program for 24 months and restrain your roving to 15,000 miles a year. Nonetheless, if there ever was a Netflix for cars, Care by Volvo is it.

Engine Choices

Volvo's turbocharged 2.0-liter four-cylinder, known in Volvo parlance as T4, is standard on every XC40 trim. All-wheel drive is a $2,000 option across the range, and opting for it also brings a more powerful version of the same 2.0-liter engine known as the T5. Both use an eight-speed automatic transmission.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T4 2.0L Turbo Four18722129 mpg
T5 2.0L Turbo Four24825826 mpg

An interesting accessory available for the T5 engine is the $1,295 Polestar Performance Software option. The remapped software recalibrates shift points, optimizes mid-range performance, and sharpens throttle response.

Passenger & Cargo Capacity

All XC40s can seat five people. The 106-inch wheelbase allows for 41 inches of front leg room and 36 inches of rear leg room, dimensions right in line with the competition. Fold the second row and 57 cubic feet of cargo space presents itself.

Safety Features

Since pioneering the three-point seat belt in the 1950s, safety technology has come to define the Volvo brand. The XC40 doesn't abandon this heritage, coming standard with a bevy of active safety features. These include automatic emergency braking, lane keeping assist, and automatic high beams.

Blind-spot monitoring, rear cross-traffic alert, and front and rear parking sensors are available on the Momentum trim through the Premium Package and standard on the R-Design and Inscription. Adaptive cruise control, adaptive LED headlights, and a surround-view camera system cost extra throughout the lineup by way of the Advanced Package.

The 2019 Volvo XC40 was an IIHS Top Safety Pick Plus, the institute's highest available designation, and we don't expect that to change for the 2020 model year.


A standard 9-inch touchscreen is the centerpiece of the front dash, and a 12.3-inch fully digital gauge cluster is standard even on the base Momentum. Smartphone integration via Apple CarPlay and Android Auto is standard across the range, as is Bluetooth, SiriusXM, and an eight-speaker audio system. Passengers can charge up their devices with multiple standard USB ports.

Wireless charging is optional on the Momentum as part of the Premium Package, but standard on the R-Design and Inscription. A 13-speaker Harman Kardon audio system is available across the range for $800.

Momentum - From $35,340

The base Momentum trim is hardly spartan. Besides the aforementioned technology and safety equipment, standard features include 18-inch wheels, an eight-way power driver's seat with memory, automatic climate control, a leather-wrapped steering wheel and gearshift knob, and a power tailgate.

Numerous available packages threaten to significantly inflate the starting price of the Momentum. The package most buyers will want is the $600 Convenience Package, which is new for this year. It includes dual-zone climate control, an eight-way passenger seat, and power-folding headrests.

Heated front seats and a heated steering wheel are bundled together for $750 and are optional on all three trims. Adding a moonroof costs $1,475.

R-Design - From $40,945

The R-Design adds a bit of urban visual flair when compared to the Momentum and Inscription, and it gets a sport chassis and gearshift paddles. It achieves its look with 19-inch wheels, black trim in lieu of chrome, a roof that's painted black regardless of body color, a rear scuff plate, and a unique grille, steering wheel, and pedals.

The R-Design adds a plethora of newly standard equipment to make the $5,605 premium over the Momentum worth it in the eyes of many. It comes with a moonroof, leather upholstery, a navigation system, wireless charging, memory functionality for the passenger seat, LED fog lights, and keyless entry with a hands-free tailgate. This is also the trim where blind-spot monitoring, rear cross-traffic alert, and front and rear parking sensors become standard.

If you want additional active-safety features, the Advance Package will satisfy. It bundles adaptive cruise control, a surround-view camera, adaptive LED headlights, and a headlight cleaning system for $1,400.

Inscription - From $41,445

The top trim of the XC40 lineup includes much of the same equipment found on the R-Design, hence the minuscule price increase. However, it does include more traditional luxury touches such as genuine wood inlays, a crystal gearshift knob, 18-inch wheels, and plenty of chrome exterior trim. It also comes with a dynamic chassis as opposed to the R-Design's sporty variant.

As with the R-Design, the $1,400 Advance Package is the one major option package available.

Compare XC40 Trims Side-By-Side

CarsDirect Tip

The combination of all-wheel drive and the T5 248-hop engine costs $2,000 across the 2020 Volvo XC40 range. Despite its small fuel economy penalty, it offers more sprightly performance and a level of refinement absent in the standard engine, making it worth every penny.


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