Volvo
XC60
2020
Go
2020 volvo xc60
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FROM
$37,486
MPG
22 city / 29 hwy

Expert Rating

Not Available

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 Volvo XC60
Lease
$462 / month
Finance
$540 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00117 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
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Buying Tips

What you must know before buying the Volvo XC60

John Diether
Automotive Editor - January 10, 2020
  • 2020 XC60 easy to find; 2019s sold out
  • Factory rebate up to $1,250
  • Lease from $399 for 36 months
  • Get 2.99% financing for 60 months

Popular and in stock:

The carryover 2020 XC60 is now the most-stocked crossover in the Volvo lineup. You'll likely find a nice selection of models to choose from. Volvo says the XC60 will gain mild hybrid technology at some point.

The lineup gains a plug-in hybrid model for 2020, the T8 eAWD, which qualifies for a federal tax credit up to $5,419. Due to new standards implemented in late 2019, the XC60 plug-in is no longer eligible for the California Clean Vehicle Rebate.

The 2019 XC60 has sold out.

Current factory offers vary by region and will remain in effect through January 31, 2020 unless otherwise noted. Examples shown here are for California and other western states.

Ways to save:

The 2020 XC60 T5 now comes with a $750 rebate for all buyers. The amount grows to $1,250 on the T6, which comes standard with AWD.

Current Volvo customers will also get a $500 loyalty bonus on any 2020 XC60, or $1,000 toward a lease.

Multiple lease offers:

Once again, the 2020 XC60 T5 Momentum starts at $399 for 36 months (10,000 miles a year) with $4,149 due at signing. The effective monthly cost is $514, which falls just short of a good value in our analysis.

The 2020 T8 AWD starts at $559 a month with $4,309 at signing, which is also a bit shy of a good value.

Get 2.99% APR:

All 2020 XC60s are eligible for 2.99% APR for 60 months. There's also a 72-month option at 3.49%. You can combine this with the rebates listed above.

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Advertised Lease Deals

T5 Momentum
$399Monthly Payment
Term Length (months): 36
Due at signing: $4,149
Mileage: 10k
MSRP: $41,895
Deal Valid in: Los Angeles
Expiration: 1/31/20
T8 Momentum AWD
$559Monthly Payment
Term Length (months): 36
Due at signing: $4,309
Mileage: 10k
MSRP: $54,945
Deal Valid in: Los Angeles
Expiration: 1/31/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 1/27/20 in 20149
MSRP
$41,145
Sales Price
$39,486
Cash Rebates
$2,000
Target Price
$37,486
Lease Estimate
$462/mo
Finance Estimate
$540/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Allowance (Expires 1/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000

Financing Incentives

RebateAmount
Bonus Cash Allowance (Expires 1/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
Term(s)24 - 6061 - 72
Rate %2.99%3.49%
Eligibility Residents residing in qualifying regions of the United States. O.A.C.
Finance Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 1/31/20) For current owners of the same make who finance with the manufacturer's captive finance company. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Bonus Cash Allowance (Expires 1/31/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $2,000
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 1/31/20) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500

Hurry! Offer expires

Leases For Similar Cars

Based on 2020 Volvo XC60 T5 Momentum 4dr Front-wheel Drive - MSRP $41,145

2020 Volvo XC60 Overview

William Kinton
Automotive Editor

Expert Rating

Not Available
MPG
21 City / 28 Highway

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

The 2020 Volvo XC60 continues largely unchanged from the previous model year, but it still feels like a gift from the Swedish future compared to other luxury mid-size crossovers.

The big news for 2020 is that Volvo has added a new trim to the lineup, the sporty XC60 Polestar Engineered. Polestar is the Volvo’s performance department like the M-division of BMW or AMG at Mercedes Benz, meaning that the XC60 should now satisfy those who want a bit more excitement in their drive.

Choosing Your Volvo XC60

Volvo offers the XC60 in four trims: Momentum, R-Design, Inscription, and Polestar Engineered. Pricing starts at $41,790 including destination for the Momentum and extends to $70,495 for the Polestar Engineered.

Engine Choices

Volvo has a wide lineup of powertrains available across the XC60 lineup, including a powerful plug-in hybrid option, but they're all variations on the same core turbocharged four-cylinder.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T5 2.0L Turbo 4-Cylinder250 hp258 lb-ft24 mpg
T6 2.0L Turbo and Supercharged 4-Cylinder316 hp295 lb-ft23 mpg
T8 2.0L Turbo and Supercharged 4-Cylinder Plug-In Hybrid400 hp495 lb-ftNot Yet Rated
Polestar Engineered T8 2.0L Turbo and Supercharged 4-Cylinder Plug-In Hybrid415 hp494 lb-ftNot Yet Rated

All XC60s are equipped with the same eight-speed automatic transmission, and all-wheel drive is standard except on cars equipped with the T5 base engine, where it's an extra $2,300.

Almost all powertrain options are available on every trim. The T6 will cost you an extra $5,800 for the extra power, while the T8 carries a premium of $13,800 over the base T5 setup. The only exception is the Polestar Engineered, which is only equipped with a special version of the T8 that has been tuned for extra performance.

Passenger and Cargo Capacity

The XC60 will seat up to five people and offers a total of 63.3 cubic feet of cargo capacity with the rear seat folded down. With the seats up, the amount of cargo space is reduced to a miniscule 22.4 cubic feet.

That small trunk space also precludes another highly sought-after feature: a third row. If you want three rows of seats in a Volvo crossover, you’ll need to pony up for the larger XC90.

Safety Features

Volvos are renowned for their safety features, and the XC60 is no exception. The entire car is designed to be as safe as possible in a collision with ultra-high strength boron steel. While the 2020 model hasn't yet been rated by the IIHS, last year’s model was named a Top Safety Pick and little has changed.

Additionally, all Volvo models include the City Safety technology suite which includes automatic emergency braking and steering support, which helps you steer away from a potential accident quickly and safely. There’s also lane keeping assist that's specifically designed to help prevent the car from running off the road.

More advanced safety and driver assistance features are available as a part of the Advanced Package, which adds adaptive cruise control and adaptive LED headlights for $2,500.

Connectivity

The XC60 features a large 9-inch infotainment touchscreen in the center stack as well as a 12.3-inch digital gauge cluster that can be configured to show you what you need to know most. Apple CarPlay and Android Auto are also offered as standard features, and there are other integrated apps within the infotainment system like Spotify.

The XC60 also offers the Volvo On Call app that connects your car to your smartphone when you are outside of the vehicle. From your phone, you can remotely start and lock your car, and even have Amazon deliver packages to your XC60, placing them securely inside.

Momentum - From $41,790

The Momentum is offered with standard luxury crossover trimmings, like a minimalist yet beautiful interior with leather seats and wood trim. The interior is bathed in light from the standard panoramic moonroof, alongside other standard features like two-zone automatic climate control. The previously mentioned safety features make even the base Momentum a strong contender in the mid-size luxury crossover space.

Buyers can equip their XC60 Momentum with adaptive cruise control, a surround-view camera system, and a head-up display through the aforementioned Advance Package ($2,500).

R-Design - From $48,490

The R-Design trim of the XC60 has a few unique qualities. Instead of the standard Dynamic chassis that underlies the Momentum and Inscription trims, the R-Design gets a Sport chassis that’s better tuned for cornering. It also gets sporty exterior and interior styling touches like dual tailpipes that differentiate it from the other models.

The R-Design gets a Harmon Kardon sound system, a power tailgate, four-zone automatic climate control, and even Nappa leather as standard features.

Inscription - From $48,490

The Inscription trim is very similar to the R-Design trim, but it’s focused more on comfort as opposed to sportiness. It receives the standard Dynamic chassis, as well as comfort seat padding instead of the sport seats in the R-Design. However, almost all of the luxury upgrades offered by the R-Design over the Momentum are reflected in the Inscription as well.

Interestingly though, the Inscription doesn't come standard with Nappa leather. To get it, buyers have to opt for the $2,200 Luxury Package, which also includes ventilated front seats with side bolsters and massage capability.

Polestar Engineered - From $70,495

The Polestar Engineered comes standard with a trim-specific version of the T8 hybrid powertrain, as well as a Polestar-tuned chassis, associated performance parts, and unique trim. The result is an XC60 that’s a bit sportier than the R-Design, but it'd be difficult to call it a substantial difference.

Additionally, the Polestar Engineered comes standard with the features from the packages offered on lower trims, as well as a Bowers and Wilkins sound system and an adaptive air suspension.

Compare XC60 Trims Side-By-Side

CarsDirect Tip

The best value is clearly with the 2020 Volvo XC60 Momentum, as it can be optioned to suit your needs while staying at a lower price point. If you’re looking for a true mid-size sporty crossover that’s fast and fun, the Audi SQ5 starts at $53,395 and is a better contender all around.

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