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Buying Tips

What you must know before buying the BMW 5-Series

Matthew Keegan
Contributing Editor - July 3, 2020
  • 2020 5-Series available; 2021s orderable
  • Rebates: $4,000 APR credit
  • Financing: 0.9% APR for 60 months
  • Leases: From $499 for 36 months

BMW 5-Series available:

The BMW 5-Series has managed to stay competitive despite the popularity of the brand's SUVs. That said, you’ll still find incentives on this sedan.

Currently, the available versions include the 530i, 540i, 530e, 540d, and M550. Please note that 530e availability is limited and the diesel may be difficult to find.

Dealer stock is comprised entirely of the 2020s. Also, your local BMW dealer is now accepting orders for the 2021 model, deliverable this fall. For 2021, the 5-Series features a slightly modified grille and a larger infotainment center touch-screen display. Check with your dealer to learn more, including lease and finance offers.

The current offers are in place through July 31, 2020. We're not expecting any changes before August.

An APR Credit plus a bonus:

BMW offers a $4,000 APR credit on the 2020 5-Series. This incentive is wrapped within the loan you’ll secure from BMW Financial Services. If you're a current BMW owner or are coming from a competing brand, a $1,000 loyalty/conquest bonus is available.

Recent college graduates may be eligible for a $1,000 bonus, but you'll have to finance or lease one with BMW in order to get it. Please check with your local dealer for all the details.

A strong financing offer:

Just like most BMWs, the 2020 5-Series is eligible for 0.9-percent APR financing for 60 months when taking out a loan through BMW Financial.

BMW's financing rates are strong, which reflects another way the company is responding to the current coronavirus crisis.

Lease from $499 per month:

If you are a current BMW owner or are coming from a competing brand, you can lease a 2020 530i from $499 for 36 months with $5,194 due at signing (10,000 miles per year). This lease equates to an effective cost of $643 per month, which is a fair offer given its $56,395 MSRP.

This deal includes the $1,000 conquest/loyalty incentive, thus you’ll pay more if you don’t qualify.

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Leases For Similar Cars

Based on 2021 BMW 5-Series 530i 4dr Rear-wheel Drive Sedan

Best BMW Deals & Lease Offers In July

BMW's deals see small changes in July. Finance rates continue tp be the lowest we've seen at 0.9% APR for 60 months. In the case of the 2020 X1, buyers can combine the promotional... View All BMW Lease Deals

2021 BMW 5-Series: Preview, Pricing, Release Date

Justin Cupler
Automotive Editor

Model Preview

The seventh-generation BMW 5-Series rolled into driveways in 2017. Since its debut, the updates have been minor, but the 2021 5-Series adds a refreshed appearance, new equipment, and more.

Visually, the 2021 BMW 5-Series will retain the Bimmer corporate look, but it’ll get a much-needed massage. Up front, the 2021 5-Series will gain a new nose with a wider and taller kidney grille with more pronounced vertical slats and refreshed LED headlights that are slimmer and feature dual L-shaped daytime running lights. Around back, the changes will include new trapezoidal tailpipes integrated into the bumper and L-shaped taillights with black edging and three-dimensional lenses.

Inside, the 2021 5-Series will remain mostly unchanged with its clean, executive-like design, but it’ll gain a few new features. The new features will include a 12.3-inch touchscreen in place of the old 10.3-inch unit, high-gloss-black center console buttons, standard sport seats, and a 40-20-40 split-folding rear seat.


BMW 5-Series

Under its hood, the 2021 BMW 5-Series will remain mostly the same, but the six-cylinder and hybrid models will get mild updates. The base engine in the 530i models will remain a 228-horsepower 2.0-liter turbocharged four-cylinder. The hybrid 530e will boast a 181-hp 2.0-liter engine and a 107-hp electric motor for a 288 hp – a 40-hp increase. The 540i’s 3.0-liter six-cylinder engine will remain at 335 hp, but it’ll gain a new 40-volt mild-hybrid system to help with initial launch. Finally, the 550i will keep its 4.4-liter twin-turbocharged V8 with 523 hp. An eight-speed Steptronic transmission and rear-wheel drive will remain standard. All-wheel drive will remain standard on the 550i and an option on the 530i, 530e, and 540i.

In the safety department, the 2021 BMW 5-Series will come standard with automatic emergency braking, lane-departure warning, forward collision warning with pedestrian detection, blind-spot monitors, rear cross-traffic alert, automatic high-beam headlights, and more. Optionally, buyers can add full-speed adaptive cruise control, lane-keep assist, forward cross-traffic alert, and more.

Pricing & Release Date

There is no official on-sale date for the 2021 BMW 5-Series, but based on previous model years, we expect a summer 2020 arrival.

Pricing also remains unclear, but with only a handful of updates, we don’t expect a big shift from the current 5-Series’ price range of $54,895 to $77,645 (destination fees included).

This midsize luxury sedan will compete with the Mercedes-Benz E-Class, Audi A6, and Volvo S90.

Learn about the current 5-Series on sale now »

Pictured: 2021 BMW 5-Series

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