BMW
X4
2021
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2021 bmw x4
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2021 BMW X4

Lease EstimateSee Lease Deals
$621/mo
Finance Estimate
$702/mo
FROM
$49,885
MPG
23 city / 29 hwy

Expert Rating

Not Available

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Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 BMW X4
Lease
$621 / month
Finance
$702 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00086 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
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Buying Tips

What you must know before buying the BMW X4

Matthew Keegan
Contributing Editor - January 8, 2021
  • 2021 X4 available; 2020s gone
  • Lease: From $559 for 36 months
  • Rebate: $2,500 APR credit
  • Finance: From 1.9% APR for 60 months

2021 X4 is here:

The 2021 X4 is available, while the 2020s sold out last year. The current model is a carryover and is stocked in limited numbers. More than likely you will need to order one.

The current offers are good through February 1, 2021. We’re not expecting any changes before then.

Lease from $559 per month:

A lease offer for the 2021 X4 utility vehicle is in place. Here, you'll pay $559 per month for 36 months with $3,999 due at signing. Your effective monthly cost is $670, which is about average.

BMW’s lease deals include 7,500 miles per year of driving allowance. At lease end, you will pay a $350 disposition fee.

Rebates and other cash deals:

There are no cashback incentives available this month, but there is a $2,500 APR Credit.

Also, recent college graduates will find a bonus worth $1,000 for eligible shoppers. In addition, members of the U.S. military will find a bonus, with at least $500 available, depending on the model.

One of the stipulations for these bonuses, however, is that you will have to finance or lease through BMW Financial.

Finance from 1.9-percent APR:

You can finance your 2021 X4 for 1.9-percent APR for up to 60 months. The $2,500 APR Credit is reflected in this offer.

This is a competitive finance offer and it’s in line with what other luxury brands charge.

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Advertised Lease Deals

xDrive30i
$559Monthly Payment
Term Length (months): 36
Due at signing: $3,999
Mileage: 7.5k
MSRP: $54,195
Deal Valid in: California
Expiration: 2/1/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 1/17/21 in 20149
MSRP
$52,595
Sales Price
$49,885
Cash Rebates
$0
Target Price
$49,885
Lease Estimate
$621/mo
Finance Estimate
$702/mo

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. %Qualification% Rates are dependent on customers Credit Tier Rating. New Vehicles & Retired AMP, DEMO, and Company Car Vehicles with 0-2,499 miles. New/retired vehicle cash credits are not available for any previously customer owned vehicles and said new vehicle sales support cannot be selected in conjunction with the sale of previously customer owned vehicles. Previously customer owned vehicles contracted and funded by the dealer with any vehicle sales support will be charged back.
Term(s)24 - 60
Rate %1.9%
Eligibility Residents residing in qualifying regions of the United States.

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 BMW X4 xDrive30i 4dr All-wheel Drive Sports Activity Coupe - MSRP $52,595

Top BMW Deals & Must-Know Advice In January

2020 models are now sold out meaning that deals aren't as strong as we've seen in recent months. Despite having lower mileage allowances, payments have increased this month.... View All BMW Lease Deals

2021 BMW X4 Overview

Matthew Pilgrim
Automotive Editor

What's New

The 2021 BMW X4 carries over with a few notable changes. The compact luxury crossover SUV now gets Android Auto, satellite radio, and BMW's Active Driving Assistant suite as standard. The range-topping trim further adds wireless charging and wi-fi capability.

Choosing Your BMW X4

The BMW X4 is available in two trim levels: 30i and M40i. Starting prices range from $52,595 including destination for the base 30i to $62,695 for the M40i.

Engine Choices

The X4 utilizes turbocharged engines that are shared across the brand’s lineup. The 30i is equipped with a 2.0-liter turbo four-cylinder motor, while the M40i gets the venerable 3.0-liter turbo-six.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo 4-Cylinder245 hp258 lb-ft25 mpg
2.0L Turbo 6-Cylinder382 hp368 lb-ft23 mpg

Both engines are mated to an eight-speed automatic transmission, and both trims get standard all-wheel drive, which BMW calls "xDrive."

With launch control engaged, BMW says the M40i will accelerate from zero to 60 mph in just 4.4 seconds. It takes the 30i 6.0 seconds flat to do the deed.

Passenger and Cargo Capacity

The X4 is over 2 inches shorter than its more utility-focused platform-mate, the BMW X3. Yet, it retains 8 inches of ground clearance for deep snow or off-road excursions.

The X4 seats five passengers, however, the rear passengers are only afforded 35.5 inches of leg room and 37.2 inches of head room. These figures are about 1 and 2 inches shy of the X3, respectively.

The sloped roofline takes its biggest toll on the rear cargo area, which measures just 18.5 cubic feet behind the second row and 50.5 cubic feet with it folded down.

Safety Features

The X4 includes BMW’s Active Driving Assistant as standard equipment, which includes forward collision warning, automatic emergency braking, blind-spot monitoring, lane departure warning, and rear cross-traffic alert. Front and rear parking sensors are also standard, while the M40i adds automatic high beams.

Lane keeping assist and adaptive cruise control require ordering the Driving Assistance Professional Package ($1,700), which, in turn, requires the Convenience Package ($1,050) for a total price of $2,750. An automated parking system and a surround-view camera are bundled in the Parking Assistance Package ($700).

Connectivity

The X4 is equipped to impress on the technology front. A standard 10.25-inch touchscreen with the brand's iDrive 7.0 infotainment system is supplemented by a 12.3-inch instrument cluster digital display.

The X4 also includes Apple CarPlay, Android Auto, satellite radio, HD radio, navigation, two USB ports, and a 12-speaker HiFi audio system. The M40i further gets wi-fi hot spot capability and a wireless charging pad. These two features can be found in the aforementioned Convenience Package on the 30i.

A head-up display and a 16-speaker Harman Kardon system are on the options list.

30i - From $52,595

The X4 30i is equipped with niceties such as LED headlights and fog lights, 19-inch wheels, heated and power-folding side mirrors, rain-sensing windshield wipers, a panoramic sunroof, and a power tailgate.

The interior arrives with 10-way power front seats with adjustable side bolsters and thigh extensions, leatherette upholstery, wood trim, and three-zone automatic climate control.

Upgrading from leatherette to leather seating surfaces requires $1,450, while heated front seats are a $500 option and a heated steering wheel goes for another $190. Ventilated seats are only $350 but also require leather seating and the Premium Package.

The Premium Package is $2,800 and includes a head-up display, heated front seats, a heated steering wheel, wireless charging, wi-fi capability, keyless entry, and lumbar support for the front seats.

M40i - From $62,695

The M40i adds the 3.0-liter six-cylinder engine, an adaptive suspension, upgraded brakes, blue calipers, an aerodynamic body kit, and a hands-free trunk. The interior benefits from 14-way power front seats and a dashboard wrapped in faux leather.

Exclusive options include gloss black exterior trim for $300, 21-inch wheels for $1,900, and a sport rear differential for $1,300 that further enhances the sportiness.

Compare X4 Trims Side-By-Side

CarsDirect Tip

The 2021 BMW X4 30i is a bit underwhelming in terms of features for the price. The Premium Package, leather seating, and Driving Assist Professional Plus must be added to make it feel like a proper luxury vehicle. However, the base X4 is almost $59,000 at this point, which begins to challenge its sense of value.

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