Cadillac
XT4
2021
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2021 cadillac xt4
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2021 Cadillac XT4

Lease EstimateSee Lease Deals
$392/mo
Finance Estimate
$503/mo
FROM
$35,790
MPG
24 city / 30 hwy

Expert Rating

Not Available

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The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Cadillac XT4
Lease
$392 / month
Finance
$503 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00007083 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
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Trade-In Value
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Buying Tips

What you must know before buying the Cadillac XT4

John Diether
Automotive Editor - November 9, 2020
  • 2021 XT4 now available; 2020s still in stock
  • $2,500 rebate on 2020s; $500 on 2021s
  • Lease a 2020 from $259 for 36 months
  • New 0% APR for 72 months on both years

What's in store:

The carryover 2021 XT4 has started arriving at dealers nationwide. Cadillac's Super Cruise semi-autonomous driving system is available on the XT4 for this first time. The small luxury crossover has been popular with buyers, no doubt due its reasonable price of entry.

The 2020 XT4 remains in decent supply in most areas. There's still time to find the one you want.

Current factory offers may vary by region and will remain in effect through November 30, 2020. Unlike other GM brands, Cadillac doesn't usually run Black Friday specials.

Up to $2,500 off:

Cadillac now offers a $2,500 rebate on the 2020 XT4 to all buyers, an increase of $500 over last month.

The 2021 XT4 carries a $500 rebate, which is all you can expect at this early stage.

On 2020 XT4, you can combine the rebates with this month's excellent APR offer (see below).

Attractive leasing:

Current lessees of any brand can now lease a 2020 XT4 in Luxury trim starting at $259 for 36 months (10,000 miles a year) with $3,529 due at signing.

The effective monthly cost is $357, an exceptional value for this price class in our analysis.

If you're not currently in a lease, your total cost may be higher, but you still expect good value.

The same 2021 XT4 model starts at $279 with $3,549 due at signing. We consider this an excellent value, if not quite as stellar as the 2020 offer.

0% for 72:

Cadillac now offers 0% financing for 72 months on both the 2020 and 2021 XT4. Even better, you can combine it with the full factory rebate on 2020s.

This offer is especially unusual on the 2021 XT4. We almost never see 0% for 72 months at the start of a model year.

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Advertised Lease Deals

Luxury (GM/Non-GM Lessees)
$279Monthly Payment
Term Length (months): 36
Due at signing: $3,549
Mileage: 10k
MSRP: $36,790
Deal Valid in: All Regions
Expiration: 1/4/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 12/3/20 in 20149
MSRP
$36,790
Sales Price
$36,290
Cash Rebates
$500
Target Price
$35,790
Lease Estimate
$392/mo
Finance Estimate
$503/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 1/4/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $500

Financing Incentives

RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 1/4/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $500
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.
Term(s)12 - 3637 - 4849 - 6061 - 72
Rate %0%0%0%0%
Eligibility The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.

Leasing Incentives

RebateAmount
Lease Bonus Cash Cadillac Select Market Incremental CCR Program (Expires 1/4/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% This program is only available to eligible DMAs. %Qualification% This program must be used in conjunction with the GM Financial supported lease program. $900
Lease Conquest Bonus Cash Cadillac Lease Conquest Program (Expires 1/4/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Eligible customers who have a current lease of a 2015 model year or newer non-GM vehicle and lease one of the eligible new and unused models. $1,500
Lease Loyalty Bonus Cash Cadillac Lease Loyalty Program (Expires 1/4/21) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers who have a current 2015 model year or newer current Buick, Cadillac, Chevrolet or GMC Lease through GM Financial and lease one of the eligible new and unused models. $1,500

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Cadillac XT4 Luxury 4dr Front-wheel Drive - MSRP $36,790

2021 Cadillac XT4 Overview

John Diether
Automotive Editor

What's New

The 2021 Cadillac XT4 serves as the brand's entry-level crossover, offering premium looks and appointments in a tidy package. For the XT4's third year on the market, the base Luxury trim gains a standard power liftgate and optional leather upholstery. The other trims feature redesigned side mirrors with integrated turn signals. Red-painted brake calipers are new to the Sport model.

Choosing Your Cadillac XT4

The Cadillac XT4 is available in three trim levels: Luxury, Premium Luxury, and Sport. Pricing starts at $36,790 including destination for the Luxury and goes to $40,990 for the Sport.

Engine Choices

Every XT4 is powered by a turbocharged 2.0-liter four-cylinder engine that puts out 237 horsepower and 258 pound-feet of torque. A nine-speed automatic transmission and front-wheel drive are standard. All-wheel drive is available on all trims for $2,500.

The XT4 is EPA-rated at 24 miles gallon city, 30 mpg highway, and 26 combined. With AWD, estimates ease to 22/29/24 mpg (city/highway/combined).

Passenger and Cargo Capacity

The XT4 can seat up to five passengers, but its modest dimensions really show with three in the back. We consider four adults to be the limit.

There's 22.5 cubic feet of cargo space behind the rear seat, and 48.9 cubic feet with it folded. That's on par with other subcompact luxury crossovers, a class where hauling isn't a primary concern.

Safety Features

The XT4 starts out with foward collision warning, automatic emergency braking, pedestrian detection, and rear parking sensors. Upgrading to the Premium Luxury or Sport brings front parking sensors, lane change assist, blind-spot monitoring, and rear cross-traffic alert.

The Driver Awareness Package, now available on all trims for $470, adds a following distance indicator, lane keeping assist, and automatic high beams.

The Premium Luxury and Sport are also eligible for the $1,100 Driver Assist Package, which tacks on adaptive cruise control and reverse automatic braking. With these features in place, buyers can add the Enhanced Visibility Package ($1,500) with rear pedestrian alert, a rearview camera mirror, a rear camera washer, a surround-view camera, and an automated parking system.

The XT4 earns a five-star overall safety rating from NHTSA.

Connectivity

The standard infotainment system for all trims includes an 8-inch touchscreen, seven audio speakers, wi-fi capability, satellite radio, two front and two rear USB ports, and wireless Apple CarPlay and Android Auto compatibility.

The optional infotainment system ($1,500) adds navigation and a 13-speaker Bose Centerpoint surround-sound system. Wireless device charging is a $295 standalone option on the Luxury. It's available on the other trims in the Technology Package ($1,400 to $1,650), along with a head-up display and other upgrades.

Luxury - From $36,790

The Luxury trim offers luxury-car basics like dual-zone automatic climate control, power front seats, remote start, proximity keyless entry, and a leather-wrapped steering wheel. The outside gets 18-inch alloy wheels, a power liftgate, and LED headlights and taillights.

The Cold Weather Package ($850) adds a heated steering wheel and heated front and rear seats. With this bundle in place, buyers can add genuine leather seats for $1,500. A dual-pane sunroof is available for $1,700.

Premium Luxury - From $40,790

The Premium Luxury features a leather interior with wood or aluminum trim, ambient lighting, a cargo cover, and memory settings for the driver's seat, side mirrors, and steering wheel. The exterior receives nickel-finish wheels and satin-finish roof rails and bodyside moldings. Rain-sensing wipers and a hands-free power liftgate are also standard.

The Comfort and Convenience Package ($950) provides ventilated front seats with lumbar adjustments and massage capability.

Sport - From $40,990

The Sport is equipped like the Premium Luxury, but with black exterior trim, red brake calipers, cornering headlights, a unique grille, a sport steering wheel, alloy pedals, and standard leatherette upholstery.

The Comfort and Convenience packed is priced at $2,350 because it adds leather seating. Exclusive to the Sport is an adaptive sport suspension, priced at $700.

Compare XT4 Trims Side-By-Side

CarsDirect Tip

The 2021 Cadillac XT4 Luxury trim offers more options than before, but it still lacks availability of safety features that are on standard on many competitors. That leaves the similarly priced Premium Luxury and Sport, the difference between which is mainly a matter of style.

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