Cadillac
XT5
2021
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2021 cadillac xt5
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2021 Cadillac XT5

Lease EstimateSee Lease Deals
$477/mo
Finance Estimate
$619/mo
FROM
$43,990
MPG
22 city / 29 hwy

Expert Rating

Not Available

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The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Cadillac XT5
Lease
$477 / month
Finance
$619 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00015 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
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Buying Tips

What you must know before buying the Cadillac XT5

John Diether
Automotive Editor - November 9, 2020
  • 2021 Cadillac XT5 arriving now; 2020 still in stock
  • $2,500 rebate on 2020s; $500 on 2021s
  • Lease from $339 for 36 months
  • New 0% APR for 72 months on both years

Here come the 2021s:

The 2021 XT5 has started populating dealers nationwide. It will take another month or so for supplies to reach normal levels. Factory incentives are already available.

The 2020 XT5 should remain in decent supply for at least another month.

Current factory offers will remain in effect through November 30, 2020 and are available nationally unless otherwise noted. Unlike other GM brands, Cadillac doesn't usually run Black Friday specials.

More cash off:

Cadillac now offers a $2,500 rebate on the 2020 XT5 to all buyers, an increase of $500 over last month. You can combine the cash rebate with this month's APR promo (see below)

The initial rebate on incoming 2021 XT5 is $500, which is all you can expect at this early stage of the model year.

Leasing gets better:

Current lessees of any brand can now lease a 2020 XT5 in Luxury trim from $339 for 39 months (10,000 miles a year) with $4,199 due at signing.

The effective monthly cost of this lease is $447, an exceptional value for a vehicle of this price. If you're not currently in a lease, the monthly cost may be higher, but you can still expect good value.

The initial offer on the 2021 XT5 is almost as good. The 2021 XT5 Luxury starts at $359 a month with $4,159 at signing, an excellent value in our analysis.

No interest + rebate:

In addition to the cash rebate, you can get 0% financing for 72 months on the 2020 XT5 of your choice.

Surprisingly, the same rate is available on the 2021 XT5, although you have to pass up the rebate to get it.

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Advertised Lease Deals

Luxury FWD (GM/Non-GM Lessees)
$359Monthly Payment
Term Length (months): 39
Due at signing: $4,159
Mileage: 10k
MSRP: $44,990
Deal Valid in: All Regions
Expiration: 1/4/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 12/2/20 in 20149
MSRP
$44,990
Sales Price
$44,490
Cash Rebates
$500
Target Price
$43,990
Lease Estimate
$477/mo
Finance Estimate
$619/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 1/4/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $500

Financing Incentives

RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 1/4/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $500
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.
Term(s)12 - 3637 - 4849 - 6061 - 72
Rate %0%0%0%0%
Eligibility The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.

Leasing Incentives

RebateAmount
Lease Bonus Cash Cadillac Select Market Incremental CCR Program (Expires 1/4/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% This program is only available to eligible DMAs. %Qualification% This program must be used in conjunction with the GM Financial supported lease program. $900
Lease Conquest Bonus Cash Cadillac Lease Conquest Program (Expires 1/4/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Eligible customers who have a current lease of a 2015 model year or newer non-GM vehicle and lease one of the eligible new and unused models. $1,500
Lease Loyalty Bonus Cash Cadillac Lease Loyalty Program (Expires 1/4/21) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers who have a current 2015 model year or newer current Buick, Cadillac, Chevrolet or GMC Lease through GM Financial and lease one of the eligible new and unused models. $1,500

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Cadillac XT5 Luxury 4dr Front-wheel Drive - MSRP $44,990

2021 Cadillac XT5 Overview

Willis Kuelthau
Automotive Editor

What's New

The 2021 Cadillac XT5 returns virtually unchanged, adding wireless functionality for Apple CarPlay and Android Auto along with swapping in new exterior colors.

Since replacing the Cadillac SRX a few years ago, Cadillac’s midsize crossover has become the brand's bestselling model. A redesign may be on the horizon in the next year or two – the XT5 is in need of ammunition against rivals from BMW, Mercedes-Benz, and Volvo.

Choosing Your Cadillac XT5

The XT5 soldiers on with the same three trim levels as last year: Luxury, Premium Luxury, and Sport. Pricing starts at $44,990 including destination for the Luxury and climbs to $56,090 for the Sport.

Engine Choices

The XT5 comes with a choice of two engines. A 2.0-liter turbocharged four-cylinder is standard on the Luxury and Premium Luxury. Optional on the Premium Luxury for $1,000 more and standard on the Sport is a 3.6-liter V6.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
2.0L Turbo 4-Cylinder235 hp258 lb-ft24 mpg
3.6L V6310 hp271 lb-ft21 mpg

Both engines are paired with a nine-speed automatic transmission. Front-wheel drive is standard on the two lower trims, with all-wheel drive a $2,000 option. The Sport gets standard AWD.

The V6 is especially thirsty, but neither powertrain is efficient for the class. Both engines are also down on power compared to models like the BMW X3 or Volvo XC60.

Passenger and Cargo Capacity

Like other midsize crossovers, the XT5 seats five passengers. The cabin is relatively roomy, with second-row passengers enjoying 39 inches of leg room. The rear seats can recline for comfort, or slide forward for extra cargo space.

Cargo space is equally impressive, with 30.2 cubic feet behind the seats – that’s more than the practical X3. Capacity expands to 63 cubic feet with the seats folded.

Safety Features

Fully outfitted, the XT5 has a good set of safety features, but it isn’t easy to get there. Automatic emergency braking is standard, but the default system only works at speeds under 12 mph. An advanced system works up to 50 mph, but it’s an optional extra even on top trims.

The base trim also comes with automatic high beams, forward collision warning with pedestrian detection, lane keeping assist, lane departure warning, and front and rear parking sensors. Moving up to the Premium Luxury brings blind-spot monitoring, rear cross-traffic alert, and lane change alert.

On the Premium Luxury, the Driver Assist Package ($1,300) becomes available. It includes adaptive cruise control, the enhanced automatic braking system, and reverse automatic emergency braking.

The XT5 gets generally good scores in crash testing. The NHTSA gave it a five-star overall safety rating, but the IIHS found fault in the standard headlights.

Connectivity

The XT5’s infotainment gets a slight upgrade for 2021, now featuring wireless Apple CarPlay and Android Auto. The system can be controlled through an 8-inch touchscreen, voice commands, wheel-mounted buttons, or a rotary dial in the center console.

Sounds is pumped through either eight or 14 speakers, both tuned by Bose. Four USB ports, wi-fi, and satellite radio are also standard. The Premium Luxury adds standard wireless charging.

On the Premium Luxury and Sport, navigation is a $1,025 option. Also on these trims, a head-up display and an 8-inch driver information center are bundled in the Enhanced Visibility and Technology Package ($2,275).

Luxury - From $44,990

The XT5 Luxury earns its name with synthetic leather upholstery, heated and power-adjustable front seats, dual-zone automatic climate control, keyless entry, remote start, and a leather-wrapped steering wheel.

On the outside, 18-inch wheels are complemented by adaptive LED headlights, a power liftgate, roof rails, and active aero shutters.

Premium Luxury - From $49,790

As the Goldilocks trim of the lineup, the Premium Luxury adds real leather upholstery, a panoramic moonroof, a hands-free liftgate, rain-sensing windshield wipers, a power steering column, a heated steering wheel, and memory settings for the driver's seat, side mirrors, and steering wheel.

The best safety features are tucked away in the Driver Assist Package $1,300. Somewhat frustratingly, that package requires the Enhanced Visibility and Technology Package ($2,275), which adds a surround-view camera along with a color head-up display and automatic parking assistance.

Sport - From $56,090

The Sport trim comes with only one powertrain, pairing the V6 engine with all-wheel drive. Also standard are an adaptive suspension, a heavy-duty cooling system, 20-inch wheels, and gloss-black exterior accents.

Compare XT5 Trims Side-By-Side

CarsDirect Tip

Our favorite 2021 Cadillac XT5 trim is the Premium Luxury, which provides the best value for its luxury interior. We’d add the V6 as well for some welcome passing power.

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