GMC
Terrain
2021
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2021 gmc terrain
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2021 GMC Terrain

Lease EstimateSee Lease Deals
$295/mo
Finance Estimate
$339/mo
FROM
$24,595
MPG
25 city / 30 hwy

Expert Rating

Not Available

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The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 GMC Terrain
Lease
$295 / month
Finance
$339 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00012917 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
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Buying Tips

What you must know before buying the GMC Terrain

John Diether
Automotive Editor - November 9, 2020
  • 2021 Terrain arriving; 2020s still in good supply
  • $5,750 rebate on 2020s; $4,500 on 2021s
  • Lease from $248 for 36 months
  • New 0% APR for 84 month on 2020s

What to expect at the dealer:

The carryover 2021 Terrain has started rolling into dealers nationwide. The lineup gains an AT4 model with rugged styling. A generous factory rebate is already available.

The mid-level SLE-1 trim is easiest to find, while the upscale Denali is always somewhat scarce. Note that the entry-level SL, which few buyers want, is excluded from factory incentive programs.

The 2020 Terrain remains on sale in decent numbers. You should still be able to find the one you want.

Current factory offers will remain in effect through November 30, 2020 and are available nationally unless otherwise noted. GMC sometimes enhances incentives ahead of Black Friday weekend.

Hefty cash off:

GMC continues to offer a $5,750 rebate on the 2020 Terrain to all buyers, an excellent amount for this model.

The initial rebate on the incoming 2021 Terrain is $4,500, a surprisingly good amount for this early stage of the model year.

Tremendous lease value:

Current lessees of any brand can now lease a 2020 Terrain in popular SLE trim from $248 for 36 months (10,000 miles a year) with just $248 due at signing. The effective monthly cost works out to $255, an exceptional value for this price class.

The 2021 Terrain SLE starts at $259 a month with $699 at signing, which is also exceptional. If you've been thinking of leasing a new Terrain, now is obviously the time to do it.

If you're not currently in a lease, the lease structure may be different, but you can still expect very good value.

0% for 84:

Instead of the cash rebate on a 2020 Terrain, GMC now offers 0% financing for 84 months, as good as it gets.

We expect to see financing offers on the 2021 Terrain by early next year. For now, you can probably find favorable rates through local dealers.

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Advertised Lease Deals

SLE (GM/Non-GM Lessees) Excellent Deal
$247Monthly Payment
Term Length (months): 36
Due at signing: $247
Mileage: 10k
MSRP: $29,595
Deal Valid in: California
Expiration: 1/4/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 12/3/20 in 90245
MSRP
$29,595
Sales Price
$29,095
Cash Rebates
$4,500
Target Price
$24,595
Lease Estimate
$295/mo
Finance Estimate
$339/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Buick & GMC Consumer Cash Program (Expires 11/30/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $4,500

Financing Incentives

RebateAmount
Bonus Cash Buick & GMC Consumer Cash Program (Expires 11/30/20) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $4,500

Leasing Incentives

RebateAmount
Lease Bonus Cash GM Select Market Incremental CCR Program (Expires 11/30/20) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%Qualification% This program must be used in conjunction with the GM Financial supported lease program. $600
Lease Bonus Cash GM Financial Supported Lease CCR (Expires 11/30/20) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details. $500
Lease Bonus Cash Buick & GMC Black Friday Incremental CCR Program (Expires 11/30/20) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%Qualification% This program must be used in conjunction with the GM Financial supported lease program. $250
Lease Conquest Bonus Cash GM Lease Conquest Program (Expires 11/30/20) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Eligible Customers who have a current 2015 model year or newer non-GM vehicle and lease one of the eligible new and unused models. $1,000

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 GMC Terrain SLE Front-wheel Drive - MSRP $29,595

Top GMC Deals & Must-Know Advice In November

GMC's incentives see some large enhancements for November. GMC 0% APR deals are now available on the 2020 Terrain and Acadia for up to 84 months. Although most other models... View All GMC Lease Deals

2021 GMC Terrain: Model Preview

Kelly Campbell
Automotive Analyst

Model Preview

With the GMC Terrain being only three years into its latest generation, the 2021 Terrain will roll into showrooms as a carryover model. However, buyers will have another trim to choose from: a new AT4 option. Last year, GMC announced that they would be adding AT4 versions to all its models, and it’s now coming to the Terrain. The AT4 will be slotted just below the Denali.

Exterior design will remain the same as the current Terrain for the most part, but will gain a bolder design and innovative technology when equipped in the AT4 trim. With this option, buyers can expect a more rugged exterior that includes a black chrome grille and fog light casings.

On the inside, expect much of the same as the current Terrain, which boasts a clean, sleek design and funky gear selector. It will come standard with a 7-inch touch screen and Apple CarPlay and Android Auto capability. Those who opt for the AT4 can expect trim-specific interior designs that sport aluminum details and premium fabric colors.


GMC Terrain

Under the hood, there will be no changes in powertrain offerings. The current Terrain has two engine options: a 1.5-liter turbo 4-cylinder that puts out 170 horsepower and 203 lb-ft of torque, and a 2.0-liter turbo 4-cylinder that offers 252 horsepower and 260 lb-ft of torque. The turbo-diesel option was dropped for the 2020 model year. Both engines are available with a nine-speed automatic transmission and standard rear-wheel drive, with all-wheel drive optional on SLE and above trims. The new AT4 trim will most likely receive the more powerful 2.0L Turbo engine and standard AWD.

All Terrains come standard with GMC Pro Safety which includes automatic emergency braking, lane keep assist, lane departure warning, forward collision warning, and more. Additional safety equipment such as adaptive cruise control, blind-spot monitors, and rear cross-traffic alert require an additional package or opting for the top of the line Denali.

Pricing & Release Date

The 2021 GMC Terrain will be available beginning this Fall.

The 2021 GMC Terrain will compete with the Mazda CX-5, Toyota RAV4, and Chevy Equinox.

Check prices for the 2021 GMC Terrain »

Pictured: 2020 GMC Terrain

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