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Volvo
XC40
2021
Go
2021 volvo xc40
See Photos

2021 Volvo XC40

Lease EstimateSee Lease Deals
$412/mo
Finance Estimate
$503/mo
FROM
$34,695
MPG
23 city / 33 hwy

Expert Rating

Not Available

Unlike other websites and magazines, our ratings are not based solely on a singular road test, but rather a more encompassing batch of criteria: quality, safety, comfort, performance, fuel economy, reliability history and value. When comparing vehicles using our Rating System, it's important to note that the rating earned by each vehicle correlates only to the models within its class. For example, a compact car cannot be compared to a SUV—They are different vehicles altogether.

You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Volvo XC40
Lease
$412 / month
Finance
$503 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00026 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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Buying Tips

What you must know before buying the Volvo XC40

John Diether
Automotive Editor - August 4, 2020
  • 2020 Volvo XC40 in stock; 2012s available for order
  • $250 rebate + $2,000 loyalty bonus on 2020s
  • Lease a 2020 from $329 for 36 months
  • Get 0% APR for up to 60 months

Popular and in stock:

The 2020 XC40 remains in decent supply at dealers nationwide. Interest is still high, so no model stays in stock very long. We expect it to sell close to MSRP for at least the next few months.

The XC40 is available with two gasoline engines. An electric version is in the works, but there's no word yet on a release date.

Dealers are now taking orders for the carryover 2021 XC40.

Current factory offers vary by region and will expire August 31, 2020. Examples shown here are for California and other western states. Volvo often enhances incentives ahead of Labor Day weekend.

Up to $2,250 off:

Volvo continues to offer a $250 rebate on all 2020 XC40 trims. This could increase in the months ahead, but not by much. The XC40 has never needed the help of rebates to find buyers.

Current Volvo customers will also receive a $2,000 loyalty bonus toward any 2020 XC40 when buying, or $1,000 toward a leasing. The purchase loyalty bonus is double the usual amount.

There is no rebate yet on the 2021 XC40, but a $1,000 loyalty bonus is available on purchases. The amount on leases is $500.

What's up with leases:

Once again, the 2020 XC40 T4 Momentum starts at $329 for 36 months (10,000 miles a year) with $3,829 due at signing. The effective monthly cost is $435, which is better than some earlier offers.

Even so, the XC40 still doesn't rank as a good lease value in our analysis. Perhaps this fall there will be a deal we can recommend.

The initial offer on the 2021 XC40 Momentum is $395 a month with $3,849 due at signing. The effective monthly cost is $21 higher, which may be worth it to some buyers.

APR at 0%:

Volvo continues to offer 0% financing for 60 months on all versions of the 2020 XC40. You have to pass up the standard rebate to get it, but you remain eligible for the $2,000 loyalty bonus. This is best APR deal on the XC40 so far.

Promotional rates on the 2021 XC40 start at 0% for 36 months, which is better than we expected at this early stage.

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Advertised Lease Deals

T4 Momentum
$349Monthly Payment
Term Length (months): 36
Due at signing: $3,849
Mileage: 10k
MSRP: $34,695
Deal Valid in: Los Angeles
Expiration: 8/31/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 8/9/20 in 20149
MSRP
$34,695
Sales Price
$34,695
Cash Rebates
$0
Target Price
$34,695
Lease Estimate
$412/mo
Finance Estimate
$503/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 8/31/20) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
Term(s)24 - 36
Rate %0%
Eligibility Residents residing in qualifying regions of the United States. O.A.C.
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 8/31/20) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 8/31/20) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Volvo XC40 T4 Momentum 4dr Front-wheel Drive - MSRP $34,695

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