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Volvo
XC60
2021
Go
2021 volvo xc60
See Photos
FROM
$42,695
MPG
22 city / 29 hwy

Expert Rating

Not Available

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You can interpret our ratings in the following way:

5-Star: Outstanding vehicle. Only the most exceptional vehicles achieve this rating.

4-Star: Very Good vehicle. Very good and close to being the best vehicle in its class.

3-Star: Good vehicle. Decent, but not quite the best. Often affordable, but lacking key features found in vehicles of the same class.

2-Star: Below average vehicle. Not recommended, and lacking attributes a car buyer would come to expect for the price.

1-Star: Poor vehicle. Simply does not deserve to be on the road.

Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Volvo XC60
Lease
$504 / month
Finance
$619 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00092 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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Buying Tips

What you must know before buying the Volvo XC60

John Diether
Automotive Editor - August 4, 2020
  • 2020 XC60 supplies healthy; 2021s available for order
  • Factory rebate up to $4,000
  • Lease a 2020 from $395 for 36 months
  • 0% APR for 60 months + up to $2,000 bonus

Popular and in stock:

The carryover 2020 XC60 remains the most-stocked crossover in the Volvo lineup. You'll likely find a nice selection of models to choose from. Volvo says the XC60 will adopt mild hybrid technology at some point.

The lineup gains a plug-in hybrid model for 2020, the T8 eAWD, which qualifies for a federal tax credit up to $5,419. However, it's not eligible for the California Clean Vehicle Rebate due to recently adopted minimum range requirements.

The carryover 2021 XC60 is now available for order — and already carries decent factory incentives.

Current factory offers vary by region and will remain in effect through August 31, 2020 unless otherwise noted. Examples shown here are for California and other western states. Volvo often enhances incentives ahead of Labor Day weekend.

Up to $6,000 off:

Volvo is offering a $4,000 rebate on select 2020 XC60 trims this month. That's a very generous amount for this model.

Current Volvo customers will also get a $2,000 loyalty bonus on any 2020 XC60 when buying, or $1,000 toward a lease. The purchase loyalty bonus is double the usual amount.

As for the 2021 XC60, everyone gets a $1,500 rebate, and the loyalty bonus is available as well.

Look into a lease:

The 2020 XC60 T5 Momentum starts at $395 for 36 months (10,000 miles a year) with $4,285 due at signing. The effective monthly cost is $510, a good value in our analysis.

The 2020 T8 AWD goes for $535 a month with $4,285 at signing, which also ranks as a good value.

The first 2021 XC60 lease offer is on the T5 Momentum, which starts at $429 a month with $4,179 a signing. That's not quite as good as the current 2020 offers in terms of value, but close enough for us to recommend if you must have a 2021 model.

0% APR + cash:

In place of the standard rebate on a 2020 XC60, you can get 0% financing for 60 months, plus $2,500 bonus cash on select trims.

Volvo offers 0% APR for 36 months on the 2021 XC60, but without any cash.

You can combine these offers with the $2,000 loyalty bonus on either model year.

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Advertised Lease Deals

T5 Momentum
$429Monthly Payment
Term Length (months): 36
Due at signing: $4,179
Mileage: 10k
MSRP: $43,445
Deal Valid in: Los Angeles
Expiration: 8/31/20

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 8/9/20 in 20149
MSRP
$42,695
Sales Price
$42,695
Cash Rebates
$0
Target Price
$42,695
Lease Estimate
$504/mo
Finance Estimate
$619/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 8/31/20) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
Term(s)24 - 36
Rate %0%
Eligibility Residents residing in qualifying regions of the United States. O.A.C.
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 8/31/20) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Lease Bonus Cash VCFS Lease Bonus Cash (Expires 8/31/20) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services. $1,500
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 8/31/20) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Volvo XC60 T5 Momentum 4dr Front-wheel Drive - MSRP $42,695

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