David Topham

Contributing Writer

David Topham covers the automotive and auto finance industries as the Content Manager of Auto Credit Express who also contributes to CarsDirect. He was born and raised in Michigan and is a graduate of Michigan State University.

Recent Contributions by David

  • 8 Used SUVs with 3 Rows of Seats

    November 16, 2017

    The popularity of SUVs and crossovers has skyrocketed in recent years. Today's SUVs offer car-like practicality and performance with more space, making them perfect targets…

  • Is There a Minimum Amount to Finance if You Have Bad Credit?

    November 3, 2017

    Consumers with bad credit who need a subprime auto loan typically need to finance at least $5,000, and there are reasons why this the case.…

  • The Truth about Bad Credit Car Loans and Instant Approval

    September 26, 2017

    Consumers with bad credit need to be careful of any company that promises to pre-approve their car loan or offers "instant approval." It's hardly ever…

  • Refinance a Bad Credit Auto Loan

    August 21, 2017

    If you're currently in a bad credit auto loan and are paying a high interest rate, refinancing your car loan is an option worth exploring.…

  • How Does a Voluntary Car Repo Work?

    April 26, 2017

    If a borrower fails to make their car payments on time and the loan goes into default, the lender can legally take the vehicle back…

  • Our Take: 2017 Mitsubishi Mirage

    March 27, 2017

    The 2017 Mitsubishi Mirage doesn't have much in the way of features or power, but it can offer good value for the dollar with its…

  • Our Take: 2017 Nissan Altima

    March 17, 2017

    The 2017 Nissan Altima, with its roomy and comfortable interior and excellent fuel economy, remains a perfectly acceptable mainstream midsize sedan choice. But don't expect…

  • Our Take: 2017 Jeep Cherokee

    March 8, 2017

    The 2017 Jeep Cherokee lives up to the brand's reputation for off-road ability, but having been recast from its hardcore utility roots into something broader,…

  • Our Take: 2017 Jeep Grand Cherokee

    March 8, 2017

    The 2017 Jeep Grand Cherokee is a perfectly suitable family SUV that's also ready to head off-road, and top versions are downright luxurious. Pricing and…

  • Tips on Buying a Car with No Job History

    February 21, 2017

    If an applicant leaves the past and current employment sections on their auto loan application blank, chances are the dealer and lender are going to…