Auto Loans Made Easy for
Any Credit Situation

Since 1998 our lender network has helped millions of customers get new and used car loans with custom tailored financing.

  • No-hassle process
  • Start loan process in 60 seconds
  • All credit types
  • No obligation
Get Started

How We Can Help You

We understand that good people can experience credit challenges.
We are ready to help with easy auto financing options for any credit situation.

Bad Credit

If your FICO credit score is under 640 it can be very difficult, or even impossible, to obtain an auto loan through a traditional lender such as a bank or car manufacturer. Our national network of dealers use lenders that can get you financed using special plans tailored to your financial needs, saving you money and frustration. Get Started »

No Credit

We know how difficult it can be to get a car loan with no credit history. In order to build credit history you first need to establish credit, but establishing credit without history is hard. Our national network of dealers use lenders that understand this. They will customize a car loan for you, and you will be on your way in your new car while starting to build a strong credit report. Get Started »


A bankruptcy in your past shouldn't mean you can't get a car loan. We understand that people need a second chance, and our national network of dealers use lenders that believe that too. They will structure a loan with terms that will allow you to stop worrying about your bankruptcy and start rebuilding your financial future. Get Started »

How It Works

Submit in as little as 60 seconds.


Submit Your Form

Submit online using our easy loan request form, there is no obligation.

Review Your Financing Options

Our dealer partner will get back to you within 24 hours to discuss your customized financing options.

Find The Car That's Right For You

Our partners carry a wide selection of new & used vehicles that will meet any car-buyer's needs.

Drive Away Happy

Drive off in your new car knowing that your past didn't dictate your future, and that you are on your way to rebuilding your credit.

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Car Discount

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Dealer Solutions: See how CarsDirect can help expand your business »

Loan approval is not guaranteed and is subject to credit application and approval of the lender. Individual loan terms may vary. Use of this website constitutes acceptance of's Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy.

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