Car Loan Calculator

See how much you can spend on your next car.

1. Enter Your Desired Payments


2. Your Results

Consider cars up to:

3. Poor Credit?

We understand how frustrating it can be to get a car loan, and can help you regardless of your credit situation.

  • Apply in just 60 seconds
  • No-hassle process
Get Started

Or Call 1.888.227.7347

Frequently Asked Questions »

Have Bad Credit? Apply now for an Auto Loan. Approvals fast, easy & secure.

Let Our Car Loan Calculator Help With Your New Car Purchase

A car loan calculator is an excellent research tool which will help you to precisely determine how much you can afford for a car or truck. Using a car loan calculator will allow you to see how manipulating the interest rates and down payment will effect your monthly payment for a particular car and loan. The car loan calculator will essentially allow you to make a more informed decision when it comes time to get financing for your car.

CarsDirect gives you access to a loan and lease calculator (see above) to help you determine how much you can afford on a particular car or truck. All you have to do is select your credit rating, the length of your loan or lease and the applicable sales tax for your particular city. After pressing "Calculate," the car loan calculator will then suggest the maximum amount you should spend on vehicles in both leasing and buying scenarios.

Be sure to also check out our car insurance calculator page to help estimate insurance costs.

Once you're informed on how much you can afford, you're ready to start car shopping! To make it easy, CarsDirect provides a link from the calculator to an organized list of cars and trucks that fall within your price range. You can further sort the list by vehicle type, so if you're in the market for an SUV, you can select "Sport Utility Vehicle" from the drop down menu, saving you time. Only SUVs which fall within your price range will appear.

In addition to the car loan calculator, be sure to check out CarsDirect's other car shopping tools. CarsDirect features real transactional prices, official specifications, review summaries from leading publications, in-depth test drive articles, buying guides, and a daily update of incentives. The Car Research section of our site is an excellent place to start accessing these tools.

Loan approval is not guaranteed and is subject to credit application and approval of the lender. Individual loan terms may vary. Use of this website constitutes acceptance of's Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy.

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