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Most Recent Car Loan Rates Articles Page 4
Are 0% Car Loans a Scam?
Zero percent car financing isn’t a scam, but qualifying for it can be difficult. You need to have excellent credit in order to qualify for…
By Megan Foukes - September 7, 2018Will Rate Shopping Hurt Your Credit Score?
Because buying a car is a big purchase, and often involves making multiple auto loan requests, many borrowers worry that shopping around for the best…
By Megan Foukes - September 7, 2018How Does Car Loan Interest Work?
Nowadays, most car loans use simple interest. This means interest accrues daily based on the principal. It’s also virtually unheard of to have an auto…
By Meghan Carbary - August 21, 2018What is APR on a Car Loan?
If you’re taking out a car loan, it’s important you understand what your annual percentage rate (APR) means and how it’s calculated. APR is the…
By Megan Foukes - August 3, 2018How Simple Interest Car Loans Work
Simple interest auto loans are a type of amortizing loan, where a portion of every payment goes toward interest charges while the rest is applied…
By David Topham, Content Manager - December 27, 2017Fixed Rate Loan vs. Variable Rate Loan Terms for Cars
Unless you plan to agressively pay down your debt, avoid a variable rate loan; get a fixed rate loan instead. Learn why fixed rate loans…
November 9, 2016First Time Buyer Car Loans: Typical Terms, Tips for Better Rates
First time buyer car loans can have high interest rates due to lack of credit history. There are a few tricks you can use to…
November 9, 2016Credit Score for Car Loan: Average Rates to Expect Based on Credit Score
If you’re looking at evaluating your credit score for a car loan, you’re doing one of the best preliminary steps in “consumer credit research” that…
November 9, 2016Getting Lease Buyout Car Loans with Low Rates
A lease buyout is the option to buy the vehicle you leased. If you like your car and you've had no problems with it and…
November 9, 2016Typical Interest Rates for Good and Bad Credit
Before getting your heart set on the perfect new or used car you need to understand how much you can afford to pay for a…
By Rebecca Ballard, Automotive Editor - November 9, 2016
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