Do You Need a License to Buy a Car from a Dealership?

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Even with poor credit.

By

Contributing Writer

Amy Fortune is a contributing writer for CarsDirect and lead writer/editor for AutoCreditExpress. She also contributes regularly to several other high-traffic blogs. Amy was born in North Carolina and grew up with an appreciation for NASCAR and everything automotive. Now based in the Motor City, she continues to be happily immersed in car culture and automotive finance.


, Contributing Writer - June 4, 2018

Yes, an unlicensed individual can walk into a dealership and buy a car in some cases. This is much easier to accomplish if the buyer pays cash, but financing a vehicle without a driver’s license isn’t always impossible. As long as the consumer holds a valid state-issued ID card, there are banks that’ll approve them. Consumers can also purchase auto insurance and obtain titles without driver’s licenses. Yet, unlicensed car buyers run into trouble when registering their vehicles.

Why is Vehicle Registration a Problem with No Driver’s License

If a buyer pays cash for a car, they can put a licensed driver’s name on the title and then register the vehicle in that person’s name. This isn’t an ideal situation because the car in question legally belongs to whomever has their name on the title, regardless of who purchased the vehicle.

On the other hand, if an unlicensed buyer finances a vehicle, their name must appear on the title. All lenders require this without exception. However, car registration requires a valid driver’s license, and the owner must register the vehicle in order to obtain a license plate. Therefore, at this point, the buyer may own a car, but no one can drive the vehicle on public roads legally.

Car buyers who don’t have valid driver’s licenses should take care of this issue before financing a vehicle. This way, the process is much easier for consumers and opens the door to more options.

Easier Car Buying for Consumers in Unique Situations

Even car buyers with less than perfect credit scores have loan options available. Of course, not every bank and credit union will work with consumers with bad credit. However, CarsDirect can match these buyers with dealers with connections to special finance lenders. This saves vehicle shoppers the time and frustration of seeking these dealerships out on their own.

We’ve been assisting consumers with credit issues since 1998, and we’re ready to show car buyers what we can do to help. Our auto loan request form only takes a few minutes to complete and comes with no cost or obligation. So, go ahead and get started today.

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, Contributing Writer

Amy Fortune is a contributing writer for CarsDirect and lead writer/editor for AutoCreditExpress. She also contributes regularly to several other high-traffic blogs. Amy was born in North Carolina and grew up with an appreciation for NASCAR and everything automotive. Now based in the Motor City, she continues to be happily immersed in car culture and automotive finance.


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