Most Recent Getting a Car Loan Articles Page 6
I Have a Charge-Off on My Credit Report, Can I Get a Car Loan?
A charge-off is listed on your credit reports once your creditor decides the account is uncollectible. Charge-offs stay on your credit reports for up to…
By Megan Foukes - November 25, 2019What’s a Good Credit Score for a Car Loan?
According to FICO, a “good” credit score is usually a score of at least 700. Auto lenders generally like to see that you have good…
By Megan Foukes - November 18, 2019What Is a Debt to Income Ratio, and How Can I Improve It?
Your debt to income (DTI) ratio refers to the percentage of your total monthly income that’s dedicated to your regular monthly bills. A lender is…
By Megan Foukes - November 12, 2019Getting a Car Loan Can Help Fix Your Credit
When you need an auto loan and have bad credit, you don’t have to choose between improving your credit score now or waiting until later.…
By Meghan Carbary - November 5, 2019Should I Buy an Extended Warranty on a Used Car?
Used vehicles are typically sold as is, but dealers often offer extended warranties, also known as service contracts. Whether or not you should purchase an…
By Meghan Carbary - October 29, 2019What’s the Minimum Down Payment I Can Make for a Bad Credit Car Loan?
The minimum down payment you can make for a bad credit car loan depends on the lender you’re working with, your credit, and your individual…
By Meghan Carbary - October 21, 2019There’s a Lien on the Car’s Title, Can I Trade it In?
If you’re ready to trade in your old car for a new one but find that there’s a lien on the title, can you go…
By Megan Foukes - October 14, 2019Reasons Why Auto Lenders Deny Applications
Auto lenders typically deny loan applications when a prospective borrower poses too much of a risk to them. Lenders typically know which borrowers are riskier…
By Meghan Carbary - October 10, 2019Can You Buy a Car with an Expired License and Bad Credit?
Technically, you may be able to buy a car with an expired license and poor credit. However, finalizing the auto financing process and getting the…
By Megan Foukes - October 1, 2019How to Get a Bad Credit Car Loan in 5 Steps
If you have bad credit and find yourself needing a car loan, you may find it difficult to walk into any dealership and get approved…
By Megan Foukes - September 23, 2019
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