Most Recent Getting a Car Loan Articles Page 7
Budgeting for Your Next Car Loan
When you're considering getting a car, it's important to know that there's more to making a budget than the price of the vehicle. The selling…
By Meghan Carbary - January 9, 2020How to Calculate Used Car Loan Value
When you need to get auto financing, there are a lot of different factors that go into your approval from a lender. One factor is…
By Meghan Carbary - January 7, 2020How to Get a Car Loan Without a Job
Getting a car loan without a job is no easy task, but as long as you have some form of income and visit the right…
By Meghan Carbary - January 6, 2020What Is a Good Car Loan Credit Score?
When you need a car loan, a good credit score (typically defined as a credit score of 661 and above) definitely makes the process go…
By Meghan Carbary - December 23, 2019Basic Car Loan Requirements
If you need auto financing, the conditions you have to meet depend on whether or not you need a bad credit car loan. Typically, it’s…
By Meghan Carbary - December 16, 2019Income and Employment Requirements for Bad Credit Car Buying
When you need to buy a car as a bad credit borrower, it can be more difficult than financing a vehicle with good credit. Subprime…
By Meghan Carbary - December 9, 2019Can I Get a Car Loan with a Credit Freeze or Lock?
Credit freezes and locks are designed to protect you from identity theft. Your credit score isn’t affected by a lock or freeze, but you can’t…
By Megan Foukes - December 2, 2019I Have a Charge-Off on My Credit Report, Can I Get a Car Loan?
A charge-off is listed on your credit reports once your creditor decides the account is uncollectible. Charge-offs stay on your credit reports for up to…
By Megan Foukes - November 25, 2019What’s a Good Credit Score for a Car Loan?
According to FICO, a “good” credit score is usually a score of at least 700. Auto lenders generally like to see that you have good…
By Megan Foukes - November 18, 2019What Is a Debt to Income Ratio, and How Can I Improve It?
Your debt to income (DTI) ratio refers to the percentage of your total monthly income that’s dedicated to your regular monthly bills. A lender is…
By Megan Foukes - November 12, 2019
Loan approval is not guaranteed and is subject to credit application and approval of the lender. Individual loan terms may vary. Use of this website constitutes acceptance of CarsDirect.com's Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy.