Most Recent Getting a Car Loan Articles Page 7
Budgeting for Your Next Car Loan
When you're considering getting a car, it's important to know that there's more to making a budget than the price of the vehicle. The selling…
By Meghan Carbary - January 9, 2020How to Calculate Used Car Loan Value
When you need to get auto financing, there are a lot of different factors that go into your approval from a lender. One factor is…
By Meghan Carbary - January 7, 2020How to Get a Car Loan Without a Job
Getting a car loan without a job is no easy task, but as long as you have some form of income and visit the right…
By Meghan Carbary - January 6, 2020What Is a Good Car Loan Credit Score?
When you need a car loan, a good credit score (typically defined as a credit score of 661 and above) definitely makes the process go…
By Meghan Carbary - December 23, 2019Basic Car Loan Requirements
If you need auto financing, the conditions you have to meet depend on whether or not you need a bad credit car loan. Typically, it’s…
By Meghan Carbary - December 16, 2019Income and Employment Requirements for Bad Credit Car Buying
When you need to buy a car as a bad credit borrower, it can be more difficult than financing a vehicle with good credit. Subprime…
By Meghan Carbary - December 9, 2019Can I Get a Car Loan with a Credit Freeze or Lock?
Credit freezes and locks are designed to protect you from identity theft. Your credit score isn’t affected by a lock or freeze, but you can’t…
By Megan Foukes - December 2, 2019I Have a Charge-Off on My Credit Report, Can I Get a Car Loan?
A charge-off is listed on your credit reports once your creditor decides the account is uncollectible. Charge-offs stay on your credit reports for up to…
By Megan Foukes - November 25, 2019What’s a Good Credit Score for a Car Loan?
According to FICO, a “good” credit score is usually a score of at least 700. Auto lenders generally like to see that you have good…
By Megan Foukes - November 18, 2019What Is a Debt to Income Ratio, and How Can I Improve It?
Your debt to income (DTI) ratio refers to the percentage of your total monthly income that’s dedicated to your regular monthly bills. A lender is…
By Megan Foukes - November 12, 2019
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