Getting Car Loan Pre-approval Online

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January 27, 2012

Lenders seeking a larger audience to market their wares are offering online car loan pre approval. In fact, in many situations, the entire process can be conducted online through emailed documents and scanned and signed returns to lenders. Online car loan pre-approval allows consumers a pre-set dollar amount that directs their car purchase when shopping.

Decide on Specifics

There are different details from which to select that include whether to buy from a dealer or individual and what finance company to go with. Most online lenders, however, do not offer commercial or business auto loans online since these types require more in-depth decision making procedures, prohibiting online pre-approvals.

Research at Your Convenience

Use of the Internet is a wonderful convenience that allows you not only a great deal of choice but all the time you need to comparison shop lenders. Make sure you check as many sources as possible to compare rates and fees as well as additional requirements including identification, income verification and other needs.

What Does It Cost?

Be careful of online application fees. This is a clever way for companies to cover their costs even though you may not eventually do business with them. However, some application fees are reimbursed if you eventually take out a loan with that company.

Instant Quote

Based on the information you supply-which will include identification and income information-you may receive an instant pre-approval quote. Check with the online lender examining their credibility before revealing any personal information.

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