Things to Check Before Buying a New Car

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Megan Foukes is a recent graduate from Indiana University who graduated with a bachelor’s in journalism. Megan works as a content writer for Auto Credit Express and contributes to several automotive and finance blogs.


, - February 13, 2019

Buying a vehicle can be exciting and stressful at the same time. If you’re considering buying a new car, what are some things you should look for before you head to a dealership? There are five important things you shouldn’t skip.

5 Important Things to Check when New Car Shopping

One of the first things you might look into when buying a new car is the sticker price. This is important, but there’s a lot more that goes into the overall cost of a vehicle. If you focus on just the MSRP or invoice price, you could miss an opportunity to save even more money and get a great deal.

  1. Check for Pre-Approval – Instead of jumping into car research right away, you should check to see if you qualify for pre-approval. If you have a good relationship with your bank or credit union, you may be able to snag a great pre-approval offer that you might not be able to get with another lender.
  2. Rate Shop – In addition to checking for pre-approval, make sure you rate shop so you can compare offers from different lenders. When you rate shop, be aware of the limited time frame, which is safely 14 days. You don’t want to be hit with multiple hard inquiries on your credit reports by rate shopping beyond the acceptable time limit.
  3. Look for Deals and Incentives – Check to see what deals and incentives are being offered by using our website or by visiting multiple car dealer’s websites. You may be able to save even more money if the vehicle you’re considering comes with an incentive such as cash back or low APR for a certain number of months.
  4. Have Your Budget Ready – Know how much car you can afford ahead of time. You can use our Car Loan Calculator to get an estimate on how much vehicle you can afford to finance. From there, you can view a list of cars that fall within the estimated finance range.
  5. Test Drive Vehicles – Even though these cars are brand new, you should still test drive them to make sure you’re 100 percent comfortable with your decision. The test drive can be the deciding factor to whether or not you should buy the car or consider a different one.

Stuck on Pre-Approval and Interest Rates?

If you have bad credit, you may find it difficult to get pre-approved or find a lender willing to work with you. We understand how frustrating it can be to find financing when your credit is less than perfect, and that’s why we want to help.

At CarsDirect, we work with a nationwide network of special finance dealerships that have the lending resources available to help consumers dealing with various credit situations get a new or used car. Start the process today by completing our simple and free auto loan request form, and we’ll get right to work connecting you to a dealer near you.

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Megan Foukes is a recent graduate from Indiana University who graduated with a bachelor’s in journalism. Megan works as a content writer for Auto Credit Express and contributes to several automotive and finance blogs.


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