What is the Best Car Loan Interest Rate You can Get with a Credit Score of Around 600?

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November 9, 2016

The best car loan interest rate that you can get with a credit score of 600 will vary. Banks and loan companies take into account variables other than your credit score. How much you need to borrow, what kind of down payment you have, and if a co-signer is available will all affect the interest rate. In general, a score of 600 will be considered sub-prime. This means your rate will be higher than a person with a better score. The rates can vary dramatically, but you should budget for a rate between 8-13%. If you have a large down payment, or can find a co-signer with an excellent credit rating, you will possibly qualify for a lower rate.

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