If You Are Thinking About Buying A New Car, Do It Now

This day in age, nothing in life is free. Unless we're talking about the interest on an auto loan. For 2015, manufacturers are offering some exceptionally good deals on financing and incentives on new models like the 2015 Nissan Versa Note and one of the most fun-to-drive crossovers, the 2015 Mazda CX-5. They're both offered with rock-bottom 0% APR offers this month, essentially giving shoppers a free loan for 36 months. But how long will these deals last?

Check out the full Mazda lineup »

The Stage Is Set

Low interest rates, an improving economy, aging vehicles and better-than-ever new models will all combine to make 2015 a huge year for auto sales. With analyst projections of 16 - 17 million vehicles to be sold this year alone, we see it happening.

But the clock is ticking. This time next year, interest rates will likely be higher than they are today. With the average age of car on the road approaching 12 years, many of these consumers are looking to get into a vehicle that's both safer and more fuel-efficient than their current vehicle. Add that to analyst projections of 16 million in new vehicle sales this year, and you can see why these incentives are so important.

For March, the market is ripe with low APR deals. Take a look:

March Madness: Low APR Deals

Note: These offers are available in Southern California, but may vary where you live. Check your local incentives with a Trusted CarsDirect Dealer »

Want Rebates Instead?

If you happen to have your own financing, either from a bank or credit union, you might want a rebate instead. For consumers looking for rebates and cash back offers, CarsDirect has a specific Deals & Rebates section you can view that gives you a snapshot of all the available rebates for the month.

See the latest in best new car deals »

The Takeaway

Look, deals will come and go. But once in a while, some really good ones come along that won't likely get replicated again (Cash for Clunkers, anyone?). This month, and more likely, this year represents such a case. These low APR deals will save you thousands of dollars in interest, so it's essentially like a rebate, just spread out over 36, 48 or 60 months versus getting all the savings up front.