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3/4 Front Glamour 2021 Volvo XC40
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MSRP:
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YOUR VEHICLE
Volvo XC40

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Learn More About The Volvo XC40

What you must know before purchasing your XC40. Use this pricing analysis to negotiate the best price with the dealer.

Highlights:

  • 2021 Volvo XC40 supplies up to speed
  • Lease: From $335 for 36 months
  • Rebates: Up to $2,500 off
  • Finance: From 0.9% APR for 60 months

Popular and in stock:

The carryover 2021 XC40 is stocked to meet demand across the country. Interest is still high, so no model stays in stock very long. Dealer discounting is minimal, but factory incentives are available.

The new XC40 Recharge EV provides up to 200 miles of range. Buyers are eligible for a $7,500 federal tax credit, and California residents can also get a $1,500 Clean Fuel Reward. The Recharge is available for order now and will hit dealers in early 2021.

Current factory offers vary by region and will expire February 1, 2021. Examples shown here are for California and other western states.

Lease: From $335 for 36 months

Once again, the 2021 XC40 T4 Momentum starts at $335 for 36 months (10,000 miles a year) with $3,835 due at signing.

The effective monthly cost works out to $442, which falls short of a good value in our analysis. But keep in mind the XC40 has never been a reliably good lease value. The larger XC60 is sometimes cheaper to lease.

Rebates: Up to $2,500 off

Volvo continues to offer a $500 rebate on the 2021 XC40 to all buyers.

In addition, current Volvo customers are eligible for a $2,000 loyalty bonus when buying, or $1,500 toward a lease. This month's loyalty bonus is double the usual amount.

Finance: From 0.9% APR for 60 months

In place of the standard rebate, Volvo now offers 0.9% financing for 60 months on the 2021 XC40. You remain eligible for the $2,000 loyalty bonus if you qualify.

Current Finance Deals

Interested in financing your new car? If so, make sure your dealer includes these incentives.

Financing Incentives

RebateAmount
Promotional APR Offer
Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
 

Current Lease Deals

Considering a lease? These are the best lease deals available for the Volvo XC40.

T4 Momentum
Payment
$335
Term (mos)
36
Due at Signing
$3,835
MSRP
$34,795
Get a custom lease quote now » Get a custom lease quote now »

Leasing Incentives

RebateAmount
Promotional Lease Offer
Promotional lease offer available for qualified buyers on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C.
 
Lease Bonus Cash
VCFS Lease Bonus Cash
(Expires 2/1/21)Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services.
$500
Lease Loyalty Bonus Cash
SR Loyalty Bonus - Lease
(Expires 2/1/21)Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months.
$500

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Expert's Rating

3.5Good | Details

MPG

31 City / 37 Highway

Introduction

What's New

The 2021 Volvo XC40 benefits from more standard features. On the safety front, the subcompact crossover SUV now comes with rear cross-traffic alert, blind-spot monitoring, rear parking sensors, and adaptive LED headlights as standard. Seeing as how a lot of these features are optional on competitors, it certainly gives the XC40 an edge.

That’s not all, leather upholstery, auto-dimming and power-folding side mirrors, and two rear USB ports have also been made standard. All-wheel-drive models additionally come with heated front seats.

Finally, Volvo added an all-electric XC40 Recharge model to the lineup. It's the brand's first fully-electric vehicle.

Choosing Your Volvo XC40

The XC40 is available in four trims: Momentum, R-Design, Inscription, and Recharge. Pricing starts at $34,695 including destination for the base Momentum and goes up to $40,445 for the Inscription. Pricing for the XC40 Recharge hasn't been announced as of this writing.

Engine Choices

There are three available powertrains for the XC40. All are based on a turbocharged 2.0-liter four-cylinder engine. The Momentum, R-Design, and Inscription all start with the T4, but the T5 is available for $2,000.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T4 2.0L Turbo 4-Cylinder187 hp221 lb-ft26 mpg
T5 2.0L Turbo 4-Cylinder248 hp258 lb-ft25 mpg
T8 2.0L Turbo 4-Cylinder and 2 Electric Motors402 hpNot Yet Rated79 MPGe

The base T4 powertrain is only available with front-wheel drive, while the more powerful T5 and T8 are only available with all-wheel drive. The only transmission available is an eight-speed automatic.

The T5 powertrain is the one to get. Going with the T5 powertrain also brings an available Polestar Performance Software package that costs $1,295. The package brings sharper throttle response, different software calibration for the transmission, and new engine mapping for improved performance.

The all-electric XC40 Recharge offers an EPA-estimated 208 miles of range with its 75-kWh battery.

Passenger and Cargo Capacity

Every XC40 can seat up to five people. While its body may be tiny, it still offers 36 inches of rear leg room, which is average for the class. With the rear seats in place, the XC40 can hold up to 20.7 cubic feet of cargo space. Folding them down opens cargo capacity up to 47.2 cubic feet. While that’s not class-leading, the XC40 offers a fold-up cargo floor, as well as hooks for bags.

Safety Features

Volvo’s known for being one of the safest automakers on the road, so it shouldn’t come as a surprise to see all of the safety features that are offered on the XC40. Forward collision warning, lane departure warning, automatic emergency braking, lane keeping assist, automatic high high beams, blind-spot monitoring, rear cross-traffic alert, and rear parking sensors are all standard.

Adaptive cruise control and a surround-view camera are available through the Advanced Package. Front parking sensors are available on the Momentum with the Premium Package ($2,200), but they come standard on the R-Design and up.

The IIHS named the 2020 XC40 a Top Safety Pick vehicle, while the NHTSA gave the 2021 model a five-star overall safety rating.

Connectivity

The XC40 comes with a 9-inch touchscreen and a 12.3-inch digital gauge cluster. Apple CarPlay, Android Auto, an eight-speaker audio system, three USB ports, satellite radio, and HD radio are also included.

Wireless charging is available through the Advanced Package, while navigation is offered as part of the Premium Package on the Momentum. The navigation system becomes standard at the R-Design level. A Harman Kardon audio system is a standalone option for $800.

Momentum - From $34,695

The entry-level Momentum trim comes with loads of standard features. Leather upholstery, an eight-way power driver’s seat with memory functionality, single-zone automatic climate control, adaptive LED headlights, 18-inch wheels, a power liftgate, and a leather-wrapped steering wheel are standard.

A variety of packages are available. The Climate Package adds heated front seats, a heated steering wheel, and heated windshield washer nozzles for $750. The Advanced Package ($1,500) brings adaptive cruise control, a surround-view camera, wireless charging, a headlight cleaning system, ambient interior lighting, and a 12-volt outlet in the cargo area. A panoramic moonroof costs $1,475.

R-Design - From $39,945

Navigation, a universal garage door opener, sport suspension, a panoramic sunroof, 19-inch wheels, front parking sensors, two-zone climate control, a power passenger seat, and Nubuck upholstery are standard on the sportier R-Design.

Volvo also offers the R-Design as part of a subscription program that’s called Care by Volvo. The plan is designed to simplify car ownership by offering a well-equipped vehicle with insurance, repairs, and maintenance all included in one neatly monthly payment. The subscription service for the XC40 costs $700 a month and includes 24 months and 15,000 miles a year.

Inscription - From $40,445

The XC40 Inscription uses the comfort suspension setup, and comes with leather upholstery, 18-inch wheels, and driftwood interior trim.

Recharge - Pricing To Be Announced

The Recharge is the new all-electric offering in the lineup. It comes with a 75-kWh battery, two electric motors, all-wheel drive, and 208 miles of range. Volvo has stated that the XC40 Recharge will start just under $50,000, and it's expected to go on sale in late 2020 or early 2021.

Compare XC40 Trims Side-By-Side

CarsDirect Tip

With more standard features, the 2021 Volvo XC40 Momentum is the best option in the lineup. Additionally, the more powerful T5 engine is worth the upgrade, as it brings a lot more power for a small drop in fuel economy.

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