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3/4 Front Glamour 2020 Volvo S60
  • 3/4 Front Glamour 2020 Volvo S60
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MSRP:
$37,045 - $65,795See Discount Price
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YOUR TARGET PRICE:
$31,882 - $58,907  (Varies by Style)

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YOUR VEHICLE
Volvo S60

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Learn More About The Volvo S60

What you must know before purchasing your S60. Use this pricing analysis to negotiate the best price with the dealer.

Highlights:

  • 2021 Volvo S60 arriving; 2020s still in good supply
  • $3,000 rebate on 2020s; $2,000 on 2021s
  • Lease a 2020 from $295 for 36 months
  • 0% APR for up to 60 months + up to $1,500 bonus

In with the 2021s:

The carryover 2021 S60 has started arriving at dealers nationwide. The plug-in hybrid version is now called the T8 Recharge and carries a lower MSRP.

The 2020 S60 remains on sale in good numbers. Volvo has been diligent about keeping up with brisk demand for the S60, although it still isn't as easy to find as the brand's crossovers.

Buyers of the 2020 T8 eAWD and 2021 T8 Recharge are eligible for federal tax credit up to $5,419. The plug-ins no longer qualify for the $1,000 California Clean Vehicle Rebate due to stricter electric range requirements.

Current factory offers vary by region and will remain in effect through September 8, 2020. Examples shown here are for California and other western states.

Up to $5,000 off:

Every 2020 S60 now comes with a $3,000 rebate for all buyers. The amount on the 2021 S60 is $2,000, a generous offer for this early stage. Both rebates reflect a $500 Labor Day bonus.

In addition, current Volvo customers will get a $2,000 loyalty bonus when purchasing a 2020 S60, or $1,000 towards a lease. The loyalty bonus on the 2021 S60 is $1,000/$500.

Great leases:

Like last month, the front-drive 2020 S60 T5 in base Momentum trim starts at $299 for 36 months (10,000 miles a year) with $3,599 due at signing. The effective monthly cost is $399, an excellent value for this price class and one of the best leases on any luxury car this month.

The line-topping 2020 T8 R-Design AWD starts at $499 a month with $3,799 at signing. The effective monthly cost is $605, which is also excellent considering this model's higher MSRP.

The 2021 T5 Momentum goes for $339 a month with $3,639 at signing. The effective monthly cost works out to $440, a good value in our analysis.

Even so, value is better on the 2021 T8 Recharge R-Design, which starts at $475 a month with $3,775 down. That's an excellent value relative to MSRP.

0% APR + cash:

Instead of the standard rebate on 2020 S60, Volvo offers 0% financing for 60 months, plus $1,500 bonus cash. You can combine it with the loyalty bonus if you qualify.

The best APR deal available on the 2021 S6 is 0% for 36 months, plus $500 bonus cash.

Current Finance Deals

Interested in financing your new car? If so, make sure your dealer includes these incentives.

Financing Incentives

RebateAmount
Promotional APR Offer
Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
 

Current Lease Deals

Considering a lease? These are the best lease deals available for the Volvo S60.

T5 Momentum
Payment
$295
Term (mos)
36
Due at Signing
$3,595
MSRP
$37,045
T8 R-Design AWD
Payment
$495
Term (mos)
36
Due at Signing
$3,795
MSRP
$56,395
Get a custom lease quote now » Get a custom lease quote now »

Leasing Incentives

RebateAmount
Promotional Lease Offer
Promotional lease offer available for qualified buyers on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C.
 
Lease Bonus Cash
VCFS Lease Bonus Cash
(Expires 9/30/20)Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services.
$3,500
Lease Loyalty Bonus Cash
SR Loyalty Bonus - Lease
(Expires 9/30/20)Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months.
$500

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Expert's Rating

3.65Good | Details

MPG

22 City / 33 Highway

Introduction

What's New

One year removed from its third-generation introduction, the 2020 Volvo S60 returns with a few changes of note. The visual instrument panel is now standard across the model lineup. Also, lane keeping assist is added to the blind-spot monitoring system.

Choosing Your Volvo S60

The Volvo S60 is available in four trims: Momentum, R-Design, Inscription, and Polestar Engineered. Pricing starts at $37,045 including destination for the Momentum and hits $66,440 for the Polestar Engineered

Engine Choices

Volvo supplies three engine choices, with each based on a 2.0-liter four-cylinder engine. You’ll find turbocharged, supercharged and turbocharged, and plug-in hybrid options.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T5 2.0L Turbo 4-Cylinder 250 hp258 lb-ft27 mpg
T6 2.0L Turbo and Supercharged 4-Cylinder 316 hp295 lb-ft 25 mpg
T8 2.0L 4-Cylinder Plug-In Hybrid400 hp495 lb-ft30 mpg
Polestar Engineered T8 4-Cylinder Plug-In Hybrid415 hp494 lb-ftNot Rated

The T5 and T6 are available on the bottom three trims, the standard T8 is reserved for the R-Design and Inscription, while the Polestar Engineered T8 is exclusively found in the range-topping trim.

The T5 is only available with front-wheel drive, while the T6 and both T8 powertrains come exclusively with all-wheel drive. Gear swaps are handled by an eight-speed automatic transmission. The T8 models have an EPA-estimated 22-mile all-electric range.

Passenger and Cargo Capacity

The Volvo S60 is a compact sedan with room for five, measuring a few inches longer than its German rivals. The front seats are roomy, comfortable, and supportive. The rear seat holds two fairly comfortably or three in a pinch.

Cargo space measures just 11.6 cubic feet, which is below the norm. The rear seat folds down for added cargo room.

Safety Features

Volvo’s leadership in all things safety is legendary. It comes as no surprise that the S60 has a full roster of safety equipment available. All S60 models come with lane keeping assist and automatic emergency braking.

The R-Design and up add blind-spot monitoring, rear cross-traffic alert, front and rear automatic emergency braking, and front and rear parking sensors. The Polestar Engineered gets adaptive cruise control, a head-up display, and a surround-view camera system. These features are available on lower trims through add-on packages.

Connectivity

Volvo equips the S60 with a 9-inch touchscreen, satellite radio, wi-fi hotspot capability, two USB ports, Bluetooth, and Apple CarPlay and Android Auto smartphone compatibility. Navigation becomes standard starting at the R-Design.

Momentum - From $37,045

The standard Momentum model has such features as hammer-shaped LED headlights, 18-inch alloy wheels, a dynamic chassis, C-shaped taillights, and dual round tailpipes.

Inside, the cabin is simple, yet sophisticated with a nice balance of tech features and style. Imitation leather seats, iron ore inlays, a leather-wrapped steering wheel, and a leather-topped shifter are standard. The instrument panel is composed of a 12.3-inch digital display.

Heated front seats and a heated steering wheel ($750) are a sensible upgrade bundle for this model.

R-Design - From $44,540

The R-Design brings sporting flair to the S60. Matte black diamond-cut wheels, black mirror caps, and wide dual exhaust tips dress this model. Inside, the R-Design has metal mesh inlays, an R-Design steering wheel, and sport bucket front seats. This trim gains power front seats, a Harman Karman audio system, navigation, and four-zone climate control.

Adaptive cruise control, the head-up display, and the surround-view camera system, among other things, are bundled in the $2,500 Advanced Package.

Inscription - From $44,540

There’s no price change from R-Design to Inscription, as the former takes a sporty route to the luxury tapestry of the Inscription. Most features are the same except for LED fog lights and 10-way power front seats with four-way lumbar support.

The interior can be enhanced with the Luxury Package ($2,200), which includes Nappa leather upholstery, front seat massage functionality, and front seat power adjustable side support.

Polestar Engineered - From $66,440

It’s quite a leap in price from the Inscription trim to the Polestar Engineered. This difference is halved when upgrading from the Inscription with the T8 plug-in hybrid.

Polestar is Volvo’s performance brand, which means this model has lightweight forged wheels, high-performance Brembo brakes, and Ohlins dampers. It also benefits from a slight boost in performance, 15 horsepower, over the Inscription T8.

Other upgrades include 19-inch wheels, exterior trim embellishments, and an upgraded exhaust system. Nappa leather seats and a Bowers and Wilkins audio system are among the interior changes.

Compare S60 Trims Side-By-Side

CarsDirect Tip

The 2020 Volvo S60 R-Design and Inscription models offer a good number of the amenities we expect in a compact luxury sedan. We’d opt for the T6 version, which delivers robust acceleration and faultless handling, rivaling the best sedans from Germany.

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