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3/4 Front Glamour 2022 Volvo XC40
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MSRP:
$36,195 - $59,245See Discount Price
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YOUR TARGET PRICE:
$36,195 - $58,045  (Varies by Style)

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YOUR VEHICLE
Volvo XC40

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Learn More About The Volvo XC40

What you must know before purchasing your XC40. Use this pricing analysis to negotiate the best price with the dealer.

Highlights:

  • 2022 Volvo XC40 selection healthy
  • Lease: From $545/mo
  • Rebates: Up to $500 off
  • Finance: From 2.49% APR

2022 Volvo XC40 selection healthy

The carryover 2022 XC40 remains on sale in good numbers across the country. Interest is still high, so no model stays in stock very long. Dealer discounting is minimal, but factory incentives are available.

The Recharge EV version of the XC40 provides up to 223 miles of range. Buyers may be eligible for a $7,500 federal tax credit, and California residents can also get a $750 Clean Fuel Reward and a $2,000 Clean Vehicle Rebate.

Current factory offers vary by region and will expire on May 31, 2022. Examples shown here are for California and other western states. This page is updated monthly, so check back for the latest on pricing and incentives.

Volvo XC40 Lease Deals

Lease from $545/month

The 2022 XC40 T4 Momentum now starts at $545 for 36 months (10,000 miles a year) with $4,045 due at signing.

The effective monthly cost works out to $657, which is downright expensive for this price class in our analysis. But keep in mind the XC40 has never been a reliably good lease value. The larger XC60 is sometimes cheaper to lease.

The current offer on the 2022 XC40 Recharge Plus EV is $715 a month with $4,255 due at signing. The effective monthly cost is $833, which isn't a good deal either, even considering the Recharge's substantially higher MSRP.

Volvo XC40 Rebate Deals

Up to $500 off

Volvo has withdrawn purchase rebates on the 2022 XC40. The only cash available this month is a $500 loyalty bonus for current Volvo customers, which is also good on leases. We expect cash offers to perk up this summer.

Volvo XC40 Finance Deals

Rates from 2.49% APR

Volvo is no longer offering the 2.49% financing for 60 months on the 2022 XC40 and instead is offering a $750 bonus for financing through VCFS.

You can combine promotional financing with the $500 loyalty bonus if you qualify.

Current Finance Deals

Interested in financing your new car? If so, make sure your dealer includes these incentives.

Financing Incentives

RebateAmount
Finance Bonus Cash
VCFS Standard Rate Finance Bonus Cash
(Expires 5/31/22)Finance Bonus Cash available for qualified customers based on available credit when financing through manufacturer's captive finance company. Please check with your CarsDirect Trusted Dealer for complete details.
$750

Current Lease Deals

Considering a lease? These are the best lease deals available for the Volvo XC40.

T4 Momentum
Payment
$545
Term (mos)
36
Due at Signing
$4,045
MSRP
$36,195
Recharge Plus EV
Payment
$715
Term (mos)
36
Due at Signing
$4,255
MSRP
$56,395
Get a custom lease quote now » Get a custom lease quote now »

Leasing Incentives

RebateAmount
Promotional Lease Offer
Promotional lease offer available for qualified buyers on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C.
 
Lease Bonus Cash
VCFS Lease Bonus Cash
(Expires 5/31/22)Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services.
$7,500
Lease Loyalty Bonus Cash
SR Loyalty Bonus - Lease
(Expires 5/31/22)Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months.
$500

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MPG

46 City / 47 Highway

Introduction

What's New

The 2022 Volvo XC40 arrives with minor changes to the internal combustion lineup and one large change for the all-electric XC40 Recharge. Instead of having 208 miles of range, the XC40 can travel up to 223 miles on a single charge. The extra 15 miles of range makes the XC40 Recharge more competitive in the growing class. While the XC40 lineup hasn’t changed for 2022, that doesn’t stop Volvo’s smallest offering from continuing to be a leader in the small luxury SUV segment.

Choosing Your Volvo XC40

Volvo offers the XC40 in three trims: Momentum, Inscription, and R-Design. The all-electric XC40 Recharge is available in Plus and Ultimate trims.

Pricing for the XC40 Momentum starts at $35,195 (with destination) and goes up to $40,445 for the Inscription. The XC40 Recharge ranges from $56,395 to $59,245. The Recharge is eligible for a $7,500 federal EV tax credit as well as applicable state plug-in rebates.

Engine Choices

The XC40 lineup is available with three powertrains. The first two utilize a turbocharged four-cylinder engine, with the XC40 Recharge relying on dual electric motors. The T4 powertrain is standard on the regular XC40 line, while the powerful T5 powertrain is available for an additional $2,000.

The T4 powertrain comes with front-wheel drive as standard, but all-wheel drive is available for an extra $2,000 with the T5 powertrain. The XC40 comes with standard AWD.

When it comes to range, the XC40 Recharge can travel up to 223 miles on a single charge thanks to its 78-kWh lithium-ion battery pack.

Engine TypeHorsepowerTorqueFuel Economy (Combined)
T4 2.0L Turbo 4-Cylinder187 hp221 lb-ft26 mpg
T5 2.0L Turbo 4-Cylinder248 hp258 lb-ft25 mpg
P8 Electric402 hpNot Yet Rated85 MPGe

Passenger and Cargo Capacity

Despite its small size, the XC40 does a fine job of seating up to five people comfortably. Behind the rear seats, the XC40 offers up to 20.7 cubic feet of cargo space. With the rear seats folded, the XC40 can hold up to 47.2 cubic feet of total cargo. Thanks to nifty packaging, the XC40 Recharge doesn’t lose any cargo space.

Safety Features

Volvo offers the XC40 with an extensive list of standard safety features. Forward collision warning, automatic emergency braking, lane departure warning, lane-keeping assist, rear cross-traffic alert, blind-spot monitoring, oncoming collision mitigation, automatic high-beam assist, rear parking sensors, and rain-sensing windshield wipers are all included.

The R-Design and Inscription trims are available with a $1,450 Advanced Package that adds adaptive cruise control, a surround-view camera, and Volvo’s Pilot Assist system. These features are standard on the XC40 Recharge.

The 2022 XC40 earned a five-star overall safety rating from the NHTSA. Both the XC40 and XC40 Recharge were named Top Safety Pick+ SUVs.

Connectivity

On the infotainment front, the XC40 comes standard with a nine-inch touchscreen, Apple CarPlay, Android Auto, a 12.3-inch digital gauge cluster, an eight-speaker audio system, an HD Radio, satellite radio, and three USB ports.

The $2,400 Premium trim on the Momentum trim adds navigation and a wireless smartphone charger. These features are standard on the R-Design, Inscription, and XC40 Recharge. A Harman Kardon audio system is available for an additional $800.

XC40 Momentum — MSRP From $35,195

Volvo equips the XC40 with a lengthy list of standard equipment. On the inside, the SUV comes with leather upholstery, automatic climate control, auto-dimming rearview mirrors, heated front seats, and an eight-way power-adjustable driver’s seat. The outside features 18-inch alloy wheels, hidden exhaust pipes, aluminum roof rails, and power-folding exterior mirrors.

The $750 Climate package adds heated rear seats and a heated steering wheel. Dual-zone automatic climate control, LED fog lights, power-folding rear head restraints, and a power-adjustable front passenger’s seat, are available with the $2,400 Premium package.

XC40 R-Design — MSRP From $40,445

The R-Design is the sporty-looking trim of the lineup. It has 19-inch wheels, gloss black exterior trim, a unique R-Design grille, sport suspension, and a black roof. Additional standard features include dual-zone climate control, Nubuck upholstery, a panoramic sunroof, and a power-adjustable passenger’s seat.

The R-Design is available with the same $750 Climate package as lower trims.

XC40 Inscription — MSRP From $40,445

While the R-Design is the sporty trim, the Inscription is the high-end one with its own unique look. It features driftwood interior trim, unique 18-inch wheels, aluminum exterior trim, a crystal gear selector, and leather upholstery.

Volvo offers the $750 Climate package on the Inscription trim.

XC40 Recharge Plus — MSRP From $56,395

The Recharge Plus trim comes with all of the Inscription trim’s list of features as standard but has 19-inch wheels, a laminated panoramic moonroof, a sport steering wheel, sport pedals, and a wireless charging pad.

The $1,100 Climate package includes heated rear seats, a heated steering wheel, a headlight cleaning system, and a heat pump.

XC40 Recharge Ultimate — MSRP From $59,245

The Recharge Ultimate is a fully-loaded XC40. It doesn’t have any optional features and adds heated rear seats, a heated steering wheel, a heat pump, a headlight cleaning system, a Harman Kardon audio system, and 20-inch wheels as standard.

Compare XC40 Trims Side-By-Side

CarsDirect Tip

With the 2022 Volvo XC40, we’d save our money to upgrade from the T4 to the T5 powertrain and stick with the base Momentum. The Climate and Premium packages are worth the extra money and result in a subcompact SUV that feels as luxurious as it looks.

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